(MoneyWatch) If you're a boomer approaching retirement who's been keeping abreast of retirement planning issues, you're probably already aware of several common retirement planning mistakes that many people make, such as starting Social Security too early, drawing down your retirement savings too rapidly, or panicking and selling your stock investments when the market tanks. If these sound familiar to you, pat yourself on the back since you've been keeping an eye on your retirement money ball.

But planning for a retirement and rest of life that could easily last 20 years or more is an ambitious undertaking, and you'll need to keep your eye on many different balls, not just the money ball. So let's take a look at some common retirement planning mistakes that don't directly involve your money.

Mistake #1: Maintaining the status quo at work Many boomers are beginning to accept that they'll need to postpone their retirement because they don't have sufficient financial resources available to fully retire in their early to mid 60s. And most likely they're right: The majority of boomers don't have sufficient 401(k) balances or pension income to retire any time soon.

But that doesn't mean that you should simply suck it up and continue slogging away at the same old job for a few more years. One of the biggest threats to retirement for people currently in their 50s and 60s is the loss of their job. As a result, you should be doing everything in your power to secure that stream of wage income for many more years to come. Moves you can make include:

- Taking on new responsibilities - Learning new skills - Signing up for new training courses - Obtaining new credentials or updating your current credentials, and/or - Nurturing your network of both internal and external business contacts.

And don't overlook other actions you can take that can make your job and your life more enjoyable, thereby postponing boredom or frustration that can diminish your job performance. This can include:

- Easing your commute by moving closer to work, taking public transportation, or car-pooling - Taking all your vacation time (and maybe a little more), either all at once or little by little so you can enjoy time off from your job, or - Pursuing activities and hobbies you've always wanted to do in your spare time.

Another strategy to consider is working part time while you delay full retirement. It may be that all you need to do is to work enough to cover your living expenses, thereby allowing the continued growth of all your other retirement resources, such as Social Security, retirement savings, and a pension if you have one. By working just part time, you'll still have more time for yourself -- compared with working 40-plus hours per week -- so you'll be able to realize some of the advantages of being retired. Some advisors call this "practice retirement," and it's an idea that deserves your consideration.

Mistake #2: Complacency with living expenses According to a recent survey by the Society of Actuaries, reducing your living expenses is the number-one financial coping strategy named by retirees, yet many people wait until their backs are to the wall before taking a hard look at their living expenses. Instead of waiting until you have no choice, now is the time to consider downsizing your home, managing with just one car, doing all you can to cut back on your monthly utility bills, and postponing major, discretionary purchases, like a new flat screen TV.

Now is also the time to consider whether you should move to a less expensive area of the country or share housing to dramatically cut your living expenses. Now is also the time to consider what is "just enough" to meet your needs and make you happy.

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4 retirement planning mistakes you may be making