Ultimate Diet
Posted: February 28, 2012 at 3:17 pm
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Ultimate Diet
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American Fitness Targets High Growth CrossFit and other Functional Cross Training Programs with Specialized Fitness …
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American Fitness has seen rapid growth in demand for fitness equipment used in interval and functional cross training programs. Popular programs, such as CrossFit, are increasingly being followed by athletes and professionals requiring high levels of fitness training, as well as consumers looking to get fit and lose weight quickly and efficiently. American Fitness has expanded its selection of exercise equipment most commonly used in these fitness training programs.
Portland, OR (PRWEB) February 28, 2012
American Fitness, a premier supplier of fitness equipment serving home and commercial customers, has experienced a rapid increase in demand for exercise equipment used in popular cross training exercise programs, such as CrossFit, P90X, and other functional or interval training programs. Customers who are attracted to these exercise programs come from all walks of life, from consumers looking to lose weight and get in shape to professionals who require a high level of fitness for athletic performance or on-the-job responsibilities. To meet this increase in demand, American Fitness has augmented its selection of fitness equipment with key tools and apparatus typically found in these types of fitness training programs. Everything from free weights to power racks can now be found at AmericanFitness.net to suit most any mainstream or customized interval training exercise program.
Cross training has many benefits, from total body conditioning to weight loss. Elite athletes, bodybuilders, and highly trained professionals follow this type of workout routine to optimize performance and push to new levels. When exercises are done repeatedly with the same set of muscles and fitness equipment, the body eventually adjusts, resulting in smaller and smaller gains in strength and fitness. Cross training helps balance muscle groups, breaking through plateaus and minimizing injuries. CrossFit is a high intensity form of interval training that has become popular among all types of people for quickly and efficiently burning fat and building muscle. Exercises are focused on bodyweight training, basic gymnastics, and weightlifting to improve strength, stamina, flexibility, and cardiovascular health.
“We have seen a rapid increase in the demand for fitness equipment such as power racks, kettlebells, and chin up bars, which are being used as part of an interval or functional cross training program,” said Ron Thompson, President of American Fitness. “This is especially true for many of our high performance customers, such as military, police, and fire service. These customers are looking to achieve the best possible fitness results in the shortest amount of time. We are pleased to be able to support them in these efforts with customized fitness packages and quality, individual equipment selections.”
Typical bodyweight exercises in a cross training routine are squats, lunges, push-ups, and pull-ups. American Fitness offers equipment to support these types of exercises, including barbells, power racks, bumper plates, plyometric boxes, chin-up bars, and functional bodyweight cross trainers. For strength training, a full range of free weights, including dumbbells, kettlebells, and medicine balls can be found at AmericanFitness.net.
About American Fitness
American Fitness is a leading retailer of home and commercial fitness equipment. Headquartered in Portland, Oregon, AmericanFitness.net is the chosen provider of fitness and exercise equipment for schools, hotels, public service agencies, and US military organizations across the United States and abroad. American Fitness specializes in custom gym and fitness center design using top brand equipment including home gyms, treadmills, elliptical trainers, weights, and other popular exercise equipment. With a focus on service and customer satisfaction, American Fitness seeks to support individuals and organizations in achieving fit and healthy lifestyles. For more information, please visit the company’s website at http://www.americanfitness.net.
# # #
D. Thompson
American Fitness
800-895-4181
Email Information
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American Fitness Targets High Growth CrossFit and other Functional Cross Training Programs with Specialized Fitness ...
BMO Retirement Tip of the Day: Know How to Choose a Financial Advisor
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TORONTO, ONTARIO--(Marketwire -02/28/12)- As the February 29th deadline approaches to make a contribution to a Registered Retirement Savings Plan (RRSP) and as part of its ongoing commitment to improving financial literacy, BMO Financial Group will be providing daily retirement tips during the month of February from BMO Retirement Institute Head Tina Di Vito's new book 52 Ways To Wreck Your Retirement...And How To Rescue It.
Tip Number 51:
Choose a professional financial advisor to help you meet your retirement savings goals
A comprehensive, integrated retirement plan requires a lot of financial expertise and time. If you feel you have both, then a do-it-yourself approach can work. If you are seeking professional planning and investment advice, then here are the questions you should ask an advisor before deciding to move forward with him/her:
-- What is your strategy for building a retirement plan?
-- What is your area of expertise?
-- What designations or licences do you hold?
-- What other experts do you work with - estate planners, tax experts,
lawyers?
-- How are you paid?
-- Describe your client base - how many clients do you have?
-- How did you attract those clients?
-- How often do you meet face to face with clients?
-- How and how often do you communicate with clients?
-- What is your investment philosophy?
If you are looking for an advisor, ask friends and family how they found their advisors and if they would recommend them. You can also contact your bank or the professional organization that regulates the type of financial professional you are seeking and ask for a list of members located in your area.
For more information on retirement: http://www.bmo.com/retirement.
Get the latest BMO press releases via Twitter by following @BMOmedia.
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BMO Retirement Tip of the Day: Know How to Choose a Financial Advisor
7 Ways to Beat the Retirement Draw-Down Blues
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BOSTON (MainStreet) -- Even as baby boomers march into the ranks of the retired, many are behind the ball in preparing for that inevitability. Complicating matters has been a recession, market volatility and staggeringly low interest rates. More than 76 million baby boomers -- nearly 25% of all Americans -- are approaching retirement age in the next 20 years, making the transition from retirement saving to retirement spending. That shift from accumulation mode to a deccumulation phase is proving difficult for many. So much so that a recent survey by Schwab found that one-third of those who say they are just five years away from retirement have not even calculated how much income they will need in retirement. "Flummoxed" is how those same researchers described nearly half of these soon-to-be retirees when it comes to how to invest money for maximized retirement income. The findings may not come as much of a surprise to Carrie Schwab-Pomerantz, Schwab's senior vice president, whose focus on financial literacy issues has given her insight on, and concern about, street-level investing behaviors. The Schwab survey suggests that "while the vast majority of pre-retirees express feelings of optimism about their retirement readiness," their outlook may be either filtered through rose-colored glasses or masking how they really feel. One-third said they have not yet determined their essential living expenses in retirement and 64% say they have less than one year of cash savings available for living expenses during retirement. "A quarter of all Americans are retiring, and yet there hasn't been a lot of thought around decummulaton and maximizing income utilizing your various portfolios and income streams," Schwab-Pomerantz says. "It comes at a time when it's hard enough to save and build that portfolio, one of the most expensive things you'll ever do. There's so many aspects to decummulation, and we found that from our clients that coming up with a drawdown strategy for income was very complicated." "The bottom line is that transitioning into retirement mode is a very emotional time," she adds. "Saving for retirement is something most Americans know they have to do, but many people are confused, scared and literally frozen when it comes to flipping the switch from saving to withdrawing. Our data shows that people even just a year or two away from retirement don't know how to tap their savings effectively once they transition to retirement."
Schwab offers the following tips for tackling the need for steady, long-lasting retirement income: Review your situation.
Know how much money you've earmarked for retirement, where you keep it and how much, if anything, you want to leave to heirs. Maintain a year of cash.
Set aside an amount equivalent to what you'll need from your portfolio for at least a year. This is the money you'll use -- along with your regular sources of income -- to cover all expenses throughout the year. "One of the basic principles of finance is that you should have three to six months of cash set aside for your nondiscretionary expenses," Schwab-Pomerantz says. "Given the economy and volatility, it's also a good time to probably have more fixed income, maybe two to four years of liquid assets -- short-term bonds and CDs and so forth -- as part of your asset allocation, so that even if we never have to deal with another year of all-time lows you can weather the storm and not have to sell equities during those all-time lows." "Even somebody who is farther away from retirement should have that emergency fund in case they lose their job or have an illness," she adds. "You don't want to have to spend down any equities you have built up at their lows and you don't have to resort to a short-term loan where you might have to pay very high rates." Consolidate income in a single account.
When possible, you may want to deposit your regular sources of income into the account where you keep your year of cash. Or you might choose a similar type of account where funds can be easily transferred. According to Schwab's survey, 51% of respondents say they have four or more financial accounts, yet two-thirds are not planning to consolidate those into one account from which to withdraw their retirement income. People do have insecurity about placing all their financial eggs in one institution," Schwab-Pomerantz says, and this is particularly true of those with $100,000 or more in investible assets who tend to keep their accounts in multiple places. "The idea of consolidating accounts is so you understand how much you have, or would like to have," she says. "Hopefully you will have some tax-deferred accounts and some non-tax-deferred accounts, so there is a strategy around tax efficiency and growing your income tax deferred for a longer period of time. It's really a matter of simplifying your life so that you can focus on more complex things, like building your assets and finding a tax-efficient source of income." Match your investments to your goals and needs.
As you begin to rely on your investments for income, you may feel most comfortable investing heavily in income-generating bonds and CDs. But to counteract the long-term effects of inflation, you may need to keep a portion of your savings in growth-oriented stocks as well. Cover essentials with predictable income.
Divide your expenses into essential and discretionary categories and cover the essentials with predictable income sources. Don't be afraid to tap into principal. "One of the steps is to sort your expenses between essentials versus non-essentials and then have a draw-down strategy that uses your predictable income to cover for essentials, such as housing and utilities food," Schwab-Pomerantz says. "That predictable income can be interest off a bond or when a bond matures and you know when it's going to come." To supplement your predictable income sources such as dividend and interest income, Social Security, pension payments and rental income, consider drawing money from your retirement portfolio in this order: Start by drawing principal from maturing bonds and CDs; Take your required minimum IRA distribution if you are 70.5 or older; Sell overweighted assets in your taxable accounts; Sell from your tax-advantaged accounts starting with traditional IRAs, then Roth IRAs. "There are strategies to be had," Schwab-Pomerantz says. "If you have a traditional IRA versus a Roth IRA you might do one first versus the other, depending on what your strategy is." Rebalance annually to stay aligned with your goals.
Annual portfolio rebalancing is especially important when you're retired, not just during the accumulation phase. There's less time to recover from the potential losses of lackluster returns caused by a portfolio that has strayed from your chosen asset allocation. Stay flexible and re-evaluate as needed.
Things change. Situations change. Markets change. Priorities change. It's important to periodically revisit your portfolio asset allocation to stay aligned with your broader investment goals. Schwab-Pomerantz stresses that even for those five years away from retirement, there is still time to right their financial ship. "It's not too late," she says. "We are seeing, culturally, that baby boomers don't think of sitting in a rocking chair and knitting. They are thinking of second careers and working part time, still being viable and productive. So, there is time to build income. There is time to balance out that portfolio, get that cash stream up. Also, retirement today could be a 30-year endeavor, and you can do a lot in 30 years." "You don't get a lot of chances to change your retirement outlook," Schwab-Pomerantz adds. "The sooner you can start thinking about it and working on it, the better it will feel and the more choices you will have later in life." -- Written by Joe Mont in Boston. >To contact the writer of this article, click here: Joe Mont. >To follow the writer on Twitter, go to http://twitter.com/josephmont.
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ClickBank Debuts New Podcast Format and Programming
Posted: at 3:16 pm
BROOMFIELD, Colo.--(BUSINESS WIRE)--
ClickBank, the premier online marketplace for digital information products, is bringing together the brightest minds in the industry on its new online radio show, ClickBank Insider Radio. Each weekly episode will feature industry insiders reviewing hot topics and sharing their personal success stories as learning lessons.
A fresh ClickBank Insider Radio podcast will be posted every Wednesday, and available for live playback or download from the ClickBank blog at: http://www.clickbank.com/blog/category/clickbank-insider-radio. ClickBank Insider Radio can also be accessed through iTunes and listeners can subscribe for free at: http://itunes.apple.com/us/podcast/clickbank-insider-radio/id501473802.
Tune in to hear ClickBank hosts Beau Blackwell and Molly Lane dish with successful Internet business owners and other featured guests on topics related to entrepreneurship, e-commerce, Internet marketing, affiliate programs and all points in between. They will also provide commentary on the issues impacting the industry at large.
“We have an active online community that is passionate about their businesses and always looking for new, under-the-radar tips and techniques to take their success to the next level,” said Blackwell, who also serves as ClickBank’s client knowledge guru. “ClickBank Insider Radio will be a direct line for affiliates and Internet marketers to learn from the people who are changing the face of the industry and paving the way for the next wave of online entrepreneurs.”
The first three episodes include:
Episode 1: Pat Flynn of Smart Passive Income
http://www.clickbank.com/blog/2012/02/08/clickbank-insider-radio-episode-1-pat-flynn-of-smart-passive-income
In this inaugural episode, Internet marketing superstar Pat Flynn of the Smart Passive Income blog and podcast shares his business secrets, including how he went from working 60 hours a week as an architect to a five-figure monthly online income.
Episode 2: ClickBank Tools You May Have Missed
http://www.clickbank.com/blog/2012/02/15/clickbank-insider-radio-episode-2-clickbank-tools
In this episode, collect insider information on some of the best features ClickBank has ever released – from Joint Venture to the Affiliate Whitelist – and learn how they can create new growth and opportunities for your Internet marketing business.
Episode 3: Success Secrets from a Superstar ClickBank Client
http://www.clickbank.com/blog/2012/02/22/clickbank-insider-radio-episode-3-success-secrets-from-a-superstar-clickbank-client
This week’s episode features guest Sean Malarkey who, along with his partner Lewis Howes, has built a seven-figure business around information product brands. Learn how they got their start and grew their business to where it is today.
About ClickBank
ClickBank® is an online marketplace for digital information products that allows individuals and businesses to attract the customers they can’t find anywhere else online, and provides affiliate marketers with secure ways to be successful and profitable.
ClickBank combines a diversified, established marketplace with an infrastructure that includes expert customer support for more than 50,000 digital products and more than 100,000 active affiliate marketers. ClickBank enables sales in more than 190 countries around the world and is consistently ranked as one of the most highly trafficked websites on the Internet. In December 2011, ClickBank reached a new milestone – distributing $2 billion in total revenue paid to affiliate marketers and product vendors from transactions completed via the ClickBank Marketplace since its launch in 1998.
ClickBank is privately held with offices in Broomfield, Colo. and Boise, Idaho. For more information, go to: http://www.clickbank.com. “Like” ClickBank on Facebook or “follow” @ClickBank on Twitter.
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ClickBank Debuts New Podcast Format and Programming