Ingle coaching tree extends to new generation
Posted: March 15, 2012 at 7:09 am
Its said that timing is everything, and Israel Ingle can attest to that.
Five years ago, Ingle, the son of former Kennesaw State mens basketball coach Tony Ingle, was hired to restart the program at Gordon College, which had been dormant since 1993.
When I was coaching at Kennesaw State, the elder Ingle said, I suggested to the (Gordon) president that they should restart the basketball program and hire one of my assistants to get it going.
After all, Tony Ingle had a successful history with Gordon, a junior college in Barnesville, about halfway between Atlanta and Macon. He coached the Highlanders from 1985-88 and led the team to a 28-10 record and region runner-up finish in 1988.
By the time Gordon reinstated mens basketball, Ingles assistants had found other jobs. Instead, the administration turned to the next-best candidate.
They interviewed Israel while he was still a senior in college, the elder Ingle said. Hed been around basketball his entire life, so they felt he was ready for the responsibility, and so was I. In fact, he had the coaching job before he had the diploma.
Israel Ingle had followed his father around as Tonys coaching career unwound, from Gordon to Alabama-Huntsville to BYU and, finally, Kennesaw State. Israel even played four years for his father at Kennesaw State and was part of the Owls 2004 NCAA Division II national championship team.
The hire proved to be the right move for Gordon as Ingle has guided the Highlanders (26-7) on a 13-game winning streak and their first trip to the National Junior College Athletic Association Division I National Championship, which begins Tuesday in Hutchinson, Kan.
Its the first trip to the national tournament for Gordon in the programs on-and-off history of more than 50 years.
Behind the play of Jarvis Williams (18 points per game, 10.3 rebounds per game) and all-region selection Ryan Fleming (11 points, 4 assists), Gordon finished second in its Georgia Collegiate Athletic Association standings and got past Waycross 60-57 in the first round of the GCAA tournament March 6.
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Ingle coaching tree extends to new generation
Health and Fitness Tips For Women: 3 Emotional Barriers To Outwit For You To Keep Weight Off! – Video
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Health and Fitness Tips For Women: 3 Emotional Barriers To Outwit For You To Keep Weight Off! - Video
Health & Fitness: Get back on the wagon
Posted: at 7:08 am
By Susan Armiak
Susan Armiak/Ile Camera file photo
You know how well youve been sticking to your New Years resolution.
Yep, the one that you promised yourself youd stick to this time. The one that if you had stuck to it, youd be summer ready already. Yeah, that one
Well, since its easy to put your goals aside while you take care of everybody else, lets take a look at some ways to make getting back on the wagon a smidge easier:
Schedule. Yes, schedule yourself in. You schedule time for the cable guy, the work meeting and your childs orthodontist appointment. You can make time for you.
Donate. That outfit you were saving because you looked so good in it three years ago, in college or even high school. Yeah, that one. Get rid of it. Donate it. Send it back into the universe. You arent the same person. Youve changed. Instead, set your sights on an outfit that represents who you want to be.
Turtle. I know its frustrating when the progress is slow. Remember, it was the turtle who won the race, not the rabbit. Be the turtle!
Family and friends. Jog while your child is riding a bike. Take your dog for a brisk walk. Meet your friends at the local track and walk or jog on the bleachers while you catch up on each others lives. Having the support of your family and friends can help motivate and inspire you while keeping you determined to achieve your goal.
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Health & Fitness: Get back on the wagon
Health, fitness and wellness calendar for the week beginning Thursday, March 15, 2012
Posted: at 7:08 am
Thursday, March 15
Health for seniors 55 and older series at Joslyn Adult Center: Dr. Kourosh Eghbali discusses how to maintain healthy vision, 10 a.m. March 15. Talk is sponsored by Providence St. Joseph's Medical Center. 1301 W. Olive Ave., Burbank. 818-238-5367.
Yoga at Calabasas Library: Deanne Wenger leads a class, noon March 15. Bring a yoga mat. 200 Civic Center Way. 818-225-7616.
Chemo Brain -- The Effects of Chemotherapy on the Brain will be discussed by Jeanette Nagai and Carole Superfine, 6:30-8 p.m. March 15. Reservations required. The Wellness Community Valley/Ventura, 530 Hampshire Road, Westlake Village. 805-379-4777.
Memory assessment for seniors: Seniors 65 and older may make an appointment, 9a.m.-8 p.m. Wednesday-Thursday. 6345 Balboa Blvd, building 3, No. 363, Encino. 818-705-7450. http://www.priresearch.com.
Gentle yoga for cancer patients, survivors and their families: 1-2 p.m. Thursdays and Tuesdays. Free but reservations required. Jennifer Diamond Cancer Foundation, 9410 Owensmouth Ave., Chatsworth. 818-700-6900. http://www.jenniferdiamondfoundation.org.
Dental services for low-income and uninsured adults: Appointments, 7:30 a.m.-4:30 p.m. Monday-Thursday and 7:30 a.m.-4
Fitness classes for older adults: Energy exercises, qigong and warm-ups, 9:30-10:40 a.m. Thursdays, Fridays, Mondays. Call for fee. Be The Change Energy Center, 22030 Clarendon St., Suite 213, Woodland Hills. 818-888-8664. http://www.BeEnergyCenter.com.
Meditation as Medicine -- Yogic Meditation for Health and Healing: Weekly class, 7-8 p.m. Thursdays. Cost $17 per class; $150 series of 10. Reservations required. The Healing Compass Acupuncture Clinic and Qi Center, 22440 Clarendon St., No. 101, Woodland Hills. 818-591-8600.
Arthritis Foundation exercise program: For adults 50 and older, 10-11 a.m. Thursdays. Fee $10 per month. Agoura Hills Recreation Center, 30610 Thousand Oaks Blvd. 818-597-7361.
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Health, fitness and wellness calendar for the week beginning Thursday, March 15, 2012
Rahul Dravid’s retirement press conference – Video
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Rahul Dravid's retirement press conference - Video
Magic number for retirement
Posted: at 7:08 am
If you know how much money you need in the bank to comfortably retire, you're in the minority: Only one in 10 people makes such a calculation, according to the Transamerica Center for Retirement Studies. That might explain why, on average, Americans are on track to replace 60% or less of their income during retirement. Financial advisers generally agree that retirees need to replace 80% or more.
That means someone who brings home an $80,000 salary at the peak of his working years should save enough before retirement to generate at least $64,000 a year in retirement. An investment, such as an annuity, that generates a 3% annual return would require savings of at least $2.1 million to throw off that sum annually. (Retirees can also supplement their income by continuing to work, as well as with Social Security payments and pensions.)
For those who fail to stash enough away in advance, the consequences can be dire: The federal government estimates that 12% of women and 7% of men over 65 live in poverty. Couples fare better than single seniors; the poverty rate is highest among divorced and widowed women, at 21% at 15%, respectively.
In fact, more than half of Americans report having less than $25,000 in savings and investments, according to the Employee Benefit Research Institute, a nonprofit research organization. Just 13% of workers now say they are "very confident" they will have a comfortable retirement. The first step to joining that more self-assured group is to figure out just how much money you'll need. Here are six easy ways to do just that:
1. Use a calculator. Online retirement calculators can estimate how much you should have in the bank before retirement. Figure out if you're on track, based on current savings rates, or if you need to ramp up. "That first calculation is as frightening as it is a good one to scare you half to death on how much you have to save if you live to 90," says Nobel Prize winner and Stanford professor William Sharpe. (Are you saving enough for retirement? Check MSN Money's calculator.)
2. Take a shortcut to generate a ballpark figure. John Ameriks, head of Vanguard's investment counseling and research group, recommends estimating the amount you need in retirement by multiplying your current salary by 12. "People shouldn't get too comfortable until they have a number that's 12 or more times their current salary, so $600,000 for $50,000," he says.
3. Save 18%. That's the savings rate a medium earner ($43,084 in 2010) would need if he or she starts saving at age 35 and plans to retire at age 68 (assuming a 4% return on investments), according to Boston College's Center for Retirement Research. The center issued a brief that provides savings rates based on a variety of factors, including retirement age, rate of return, income and the age that contributions begin. (The savings rates would allow retirees to replace 80% of their working salaries, and the calculations factor in Social Security income.) The Employee Benefit Research Institute reports that on average, employees contribute just 7.5% of their income to their retirement accounts.
The analysis found that the two most important factors for creating a retirement nest egg are one's savings rate and the age of retirement. "If people could work until they're 70, they would have a much higher chance of having a secure retirement. Social Security is higher if you wait until age 70, and it gives your 401k assets a longer chance to grow, and it reduces the number of years you have to support yourself," says Alicia Munnell, the center's director. Less important was the rate of return earned on investments.
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Magic number for retirement
Early Retirement Without a Fortune
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How 4 People Retired Early
For many people who suffered lackluster investment returns after enduring a highly volatile stock market, retirement has become an elusive goal. Some financial experts recommend that workers postpone retirement as wages stagnate, 401(k) portfolios underperform and pension plans go the way of the rotary phone.
However, some people have discovered that retirement is not as hard as it looks. With a bit of careful planning and dedication, that time of leisure can come earlier than 65 -- much earlier in some cases.
Bankrate profiled four people who managed early retirement at ages ranging from 33 to 52. None of them had the advantages of a family fortune, a lottery jackpot or an initial public offering, or IPO, windfall to support them. Instead, these retirees learned the importance of patient savings and cost-cutting while ignoring risky bets and avoiding trendy get-rich-quick schemes.
Satisfying Early Retirement
Bob Scottsdale, Ariz. Age: 62 Retired at 52
Bob began saving for retirement at 30, stashing away 15% to 25% of his annual income. He was able to amass $500,000 in a retirement fund by the time he stopped working just 22 years later.
Since then, he has kept that money in an IRA and lives on an annual pension of $40,000, which is about half of his pre-retirement income. That, combined with the inheritance of a modest estate from his parents, has given him a comfortable retirement.
However, his IRA portfolio lost $250,000 after the crash in 2008. He hopes to recover that money before he turns 64, when he intends on drawing on his IRA. The experience also taught him to simplify his life by cutting expenses and having less stuff.
Bob calls his investment approach "very conservative" -- he invested for long-term growth and avoided riskier investment opportunities. He also believes in cost-cutting on big items. For example, with the proceeds from a home sale, he bought his current house outright in cash to avoid having a mortgage. The biggest financial hurdle for him is medical care. He spends a quarter of his yearly income on health insurance alone.
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Early Retirement Without a Fortune
Transamerica Retirement Services Ranked as the Top Provider Website for Retirement Plan Sponsors
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LOS ANGELES--(BUSINESS WIRE)--
Transamerica Retirement Services plan sponsor website earned the Excellent designation by DALBARs Defined Contribution WebMonitor program, outperforming the other 43 retirement plan provider websites rated in the program. Once again, Transamerica has garnered the top position in DALBARs analysis of provider websites for retirement plan sponsors, a recognition it has earned for nine consecutive calendar quarters. Transamericas plan participant website also earned the Excellent designation. Transamericas plan sponsor and plan participant websites have also been awarded DALBARs Seal of Excellence for seven consecutive years.
Transamerica remains fully committed to bringing the tools and resources that provide the best online experience for our plan sponsors and participants, said Stig Nybo, president of Transamerica Retirement Services. We are honored that DALBAR has once again recognized our commitment to providing plan sponsors and participants with the information they need to plan for a successful retirement.
In addition, DALBARs 2011 third quarter report highlighted Transamericas online resources that help plan sponsors understand and comply with 408(b)(2) fee disclosure regulations, including audio recordings addressing frequently asked questions.
DALBAR recognized Transamericas plan participant website for its ability to help retirement plan participants understand the benefits of automatic deferral increases, which can help retirement plan participants save more for retirement.
Each quarter, DALBAR identifies and recognizes industry-leading websites that attain a top 10 ranking. Websites are scored on results from DALBARs website evaluations and points are given for achievement in set criteria within the following five categories: functionality, usability, behavior centric attributes, content currency and consistency.
About DALBAR
DALBAR, Inc. is the financial communitys leading independent expert for evaluating, auditing and rating business practices, customer performance, product quality and service. DALBAR has earned the recognition for consistent and unbiased evaluations of investment companies, registered investment advisers, insurance companies, broker/dealers, retirement plan providers and financial professionals. DALBAR awards are recognized as marks of excellence in the financial community.
About Transamerica Retirement Services Corporation
Transamerica Retirement Services Corporation (Transamerica or Transamerica Retirement Services), which is headquartered in Los Angeles, CA, designs customized retirement plan solutions to meet the unique needs of small- to mid-sized businesses. Transamerica has more than 17,0001 retirement plans totaling more than $20 billion1 in assets. For more information about Transamerica, please refer to http://www.TA-Retirement.com.
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Transamerica Retirement Services Ranked as the Top Provider Website for Retirement Plan Sponsors
5 Prudent Life Choices for a Secure Retirement
Posted: at 7:08 am
There are all kinds of ways to secure a comfortable retirement. Our career choices, lifestyle, and savings and investment decisions all influence our ability to retire well. There are lots of prudent steps we can take to guarantee ourselves stability when we finally call it quits. Here are five habits to ingrain into your life now to avoid regrets later in life.
Maintain a healthy contribution rate. A huge deciding factor of whether you can retire comfortably lies in how much you can save over your lifetime. Obviously, living below your means is key, which takes commitment and discipline for most people. Forget trying to save just 10 percent of your income, because you will only be getting by in retirement with that percentage. Save as much as you can, and then save some more. Don't worry about saving too much, because you can always inflate your lifestyle at any point easily.
Be careful to avoid taxes as much as possible. Taxes can take a huge bite out of your investment returns if you aren't careful. At the very least, know the tax treatment of all your investments so you can allocate them into an account that will minimize the tax bite. Donate your money to Uncle Sam if you choose to, but don't unknowingly give him more than he requires.
Don't be oblivious to your income potential. Passion certainly plays a role in how satisfied you will be in your career. But the reality is that working in certain industries will give you a higher chance of earning a higher income. Sit down and do an honest assessment of your chosen field. Do you have the ability or potential to strike it big in your current profession? Will a career change be better for you economically and emotionally? Carefully balance your interests, desire, and economic realities as you assess your career situation.
Avoid costly investment mistakes. Some investment moves are simple and logical to make, such as avoiding expensive investments. Others, like having the stomach to stay the course at times of crisis, aren't so easy. Those who arm themselves with investment knowledge will be the best equipped to stay invested when times are rough, because they likely prepared themselves mentally for stock market dips before they happen.
Have a retirement plan. A retirement plan allows you to prepare a retirement savings and investing strategy. This plan will also let you know whether you are on the right track, potentially helping you sleep better at night because you won't be worrying needlessly about how you are progressing. Getting a plan started is actually easier than you might think. The hardest part is making the commitment to get one going. However long you end up taking for this task, it sure beats spending countless hours not knowing what to do.
David Ning runs MoneyNing, a personal finance site that shares money moves you can make to significantly increase your chances of having a comfortable retirement. He likes to share simple changes that anyone can make, such as picking the best online savings account and figuring out whether a 0 percent balance transfer credit card makes sense.
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5 Prudent Life Choices for a Secure Retirement
Brandon Marshall's Latest Personal Troubles Shouldn't Affect Performance with Bears: A Fan's Take
Posted: at 7:07 am
There has been some debate regarding the Chicago Bears and whether or not they had prior knowledge about a recent incident involving their new wide receiver Brandon Marshall. Marshall is accused of punching a woman in the face outside of a nightclub. How much of an issue is this latest personal scandal for Marshall?
Brandon Marshall was acquired by the Bears to fill a gaping hole in the offense. The team has been in need of a top-notch wide receiver, and GM Phil Emery believes that he has found that in the former Miami Dolphin. The Dolphins saw this as an opportunity to get rid of a player who has a history of anger issues both on and off of the field. For his part, Brandon Marshall admitted last year that he has borderline personality disorder, and is seeking treatment. Still, his on-field antics have been nothing compared to those of, say, Detroit Lion Ndamukong Suh. As long as Marshall knows what to do with the ball and avoids excessive penalties, Bears fans will be happy with Marshall's talent.
Marshall had three years left on his contract in Miami, and the Bears traded two third-round draft picks in the deal. The question as to whether or not Emery knew of the incident involving Brandon Marshall outside of the nightclub is an important one, considering the player could face a season-long suspension as a result of the altercation. So far, the Bears and the Dolphins both say that everyone was aware before the trade took place.
Any punishment handed down by the NFL would be strict in Marshall's case because he has been in trouble before. He was involved in another incident at a Denver nightclub that ultimately led to the shooting that killed Marshall's former teammate, Darrent Williams.
As far as the accusation that Marshall punched a woman outside of that nightclub, not all of the facts have been made available. His wife was also involved in the incident, and he later brought her to the hospital to receive medical attention. It is possible that Marshall will be cleared of any wrong-doing, which is what Emery is banking on. If that is the case, the Bears have nothing to worry about. They will walk away from the whole issue with a talented wide receiver and a stronger team.
What if Marshall is found to be at fault and is sanctioned by the NFL? We could blame Phil Emery for taking a risk on a player with a questionable past, or we can sit out yet another season without a receiver. Having our newest player sit out the entire season due to something that happened off of the field is not something that anyone wants to think about. I have to believe that if Phil Emery knew about this and still went through with the trade, we should have some faith that Marshall will be in uniform and on the field for the first game of the season.
Whitney Levon is a Chicago native whose dedication to the Bears goes back to her first football memory; the Bears' 1985 Super Bowl victory
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Brandon Marshall's Latest Personal Troubles Shouldn't Affect Performance with Bears: A Fan's Take