If you have been searching for the perfect retirement community in the "American Heartland," then you have come to the right place. TopRetirements.com gives you detailed and honest reviews of the best places to retire in Iowa, by active adults for active adults. Peruse our listings to answer all your questions about a Midwestern favorite.

Overall

Coined the Food Capital of the World, Iowa is in the heart of the Corn Belt; once a purely agricultural economy, beautiful stretches of farmland stretch out under wide skies in some counties, while others are home to exciting, bustling cites. The states industries are diversified, including biotechnology and green energy production. It is also rated one of the safest states in which to live. A famous state for writers

and other intellectuals, Iowa has the third highest high school graduation rate in the nation. The population was 3.07 million in 2012.

Active adults looking for information on what retiring in Iowa is like will find information here. You can also refer to Iowas Wikipedia page for more helpful information.

Des Moines Skyline

Climate

Iowa, like most of the Midwest, has a humid continental climate. Depending on the season, there are extremes of cold and heat throughout the state. In spring, a period characterized by severe weather begins. Tornados are common, and Iowa has about 50 days of thunderstorms a year. Summers are incredibly hot, with daytime temperatures oftentimes in the nineties, while average winter days are well below freezing.

Per capita income and home prices

In 2010 the Iowa per capita income was reported at $26,059. Iowa ranks well on cost of living, among the top 30% of least expensive states in which to live. In November of 2011, the Zillow Home Value Index was $120,800. According to the National Association of Realtors, the median home price in Des Moines was $156,200 in the first quarter of 2013.

Taxes

Tax Burden:Iowas state and local tax burden is lower than the national average at 9.5% of income.

Marginal Income Tax Rates.The personal income tax system is divided into nine brackets; the top rate is 8.98% starts at an income rate of $63,315; it is the fifth highest for states charging individual income taxes.

Retirement Income Exemptions.A portion of retirement income may be exempt; it can be up to a $6,000 exemption for those filing singly and up to $12,000 for those filing jointly.

Social security exemption.By 2014, Iowa will fully exempt social security benefits from taxation.

Sales Tax:There is a 6% general sales tax on all consumers.

Property Taxes:Iowa is one of 13 states that do not collect state-level property taxes.

Homestead Exemption.There is a homestead tax credit for those who live in the state over six months a year.

Estate and/or Inheritance Taxes.The Iowa inheritance tax ranges from 1% to 15%.

Linkto Iowa Department of Revenue

Certified Retirement Communities

Iowa does not have any certified retirement community programs.

Best Retirement Communities

Des Moines in Iowa is home to at least one active adult community, Deerfield.

Link:
iowa retirement guide - Find Your Best Place to Retire

The good news is that we're living longer. The bad news is we have to pay for it. That means saving more in a 401(k) or similar employee-provided retirement savings accounts, like a 403(b). Or, it means saving in Individual Retirement Accounts or Roth I.R.A.s. Later on, it may mean buying an annuity. Our collection of articles can help you get started.

Even though a law meant to protect older workers has existed since 1967, proving discrimination has since been made tougher.

By ELIZABETH OLSON

Theres about a month left till the filing deadline. Here are a few things you might do to hang onto more of your cash.

A Citigroup report on 20 nations said pension obligations, much of them unfunded, amounted to nearly twice the countries total national debt.

By MARY WILLIAMS WALSH

Honest Dollar is part of a group of investment companies vying for small-business employees who do not have access to traditional employer-sponsored savings plans.

When a child leaves the nest, tantalizing vistas of opportunity can open up. One option is a long-term rental of your home that can pay for your travels.

By DEBORAH L. JACOBS

The job of paying pensions is given to an insurance firm in a strategy called pension buyout.

By CONRAD DE AENLLE

The danger for investors in retirement is a punishing stock market downturn that reduces not only their income stream but also their total wealth.

Longer lives, rising costs and the limits of Medicare coverage have increased the amount people must save to pay for health care in retirement.

By CONSTANCE GUSTKE

There are ways to minimize the tax bite after decades of putting money into retirement accounts like I.R.A.s and 401(k)s.

By TARA SIEGEL BERNARD

In a rare victory, about 1,350 retirees will be paid in full for pensions that were cut when the Renco subsidiary they worked for went bankrupt in 2012.

By MARY WILLIAMS WALSH

The Artist Pension Trust, a retirement plan for artists, pools together their work, diversifying risk. While one artist may fall out of favor with collectors, anothers art may appreciate in value.

By BRADEN PHILLIPS

With families often living far apart, bringing everyone together for vacations is more common. But plan carefully to avoid conflicts.

By FRAN HAWTHORNE

Continuing care offers retirees independent living with assistance when needed, but prospective residents need to evaluate communities carefully.

By JOHN F. WASIK

The group was said to have agreed to pay $2.8 billion for the company that operates the airport, which is close to the center of London.

By CHAD BRAY

A plan from the Treasury Department to ease Puerto Ricos debt crisis would put pension payments ahead of payments to bondholders, which may rattle the muni market.

By MARY WILLIAMS WALSH

Ideas drawn from psychology are helping Americans make better economic choices, but they fail to address problems in areas like retirement savings.

By EDUARDO PORTER

Questionnaires and other quick ways to determine risk tolerance should not replace a thoughtful assessment of your investment goals.

By CARL RICHARDS

Caution should be the first rule, experts advise, followed by piecing together the financial picture.

By KERRY HANNON

A former chief economist argues that a 100 percent allocation to stocks despite ones age makes sense, though it has long been viewed as risky.

By DAVID A. LEVINE

Ray Dalio, the founder, said Bridgewater Associates was continually assessing the responsibilities of executives including Greg Jensen, the co-C.E.O.

By ALEXANDRA STEVENSON

Even though a law meant to protect older workers has existed since 1967, proving discrimination has since been made tougher.

By ELIZABETH OLSON

Theres about a month left till the filing deadline. Here are a few things you might do to hang onto more of your cash.

A Citigroup report on 20 nations said pension obligations, much of them unfunded, amounted to nearly twice the countries total national debt.

By MARY WILLIAMS WALSH

Honest Dollar is part of a group of investment companies vying for small-business employees who do not have access to traditional employer-sponsored savings plans.

When a child leaves the nest, tantalizing vistas of opportunity can open up. One option is a long-term rental of your home that can pay for your travels.

By DEBORAH L. JACOBS

The job of paying pensions is given to an insurance firm in a strategy called pension buyout.

By CONRAD DE AENLLE

The danger for investors in retirement is a punishing stock market downturn that reduces not only their income stream but also their total wealth.

Longer lives, rising costs and the limits of Medicare coverage have increased the amount people must save to pay for health care in retirement.

By CONSTANCE GUSTKE

There are ways to minimize the tax bite after decades of putting money into retirement accounts like I.R.A.s and 401(k)s.

By TARA SIEGEL BERNARD

In a rare victory, about 1,350 retirees will be paid in full for pensions that were cut when the Renco subsidiary they worked for went bankrupt in 2012.

By MARY WILLIAMS WALSH

The Artist Pension Trust, a retirement plan for artists, pools together their work, diversifying risk. While one artist may fall out of favor with collectors, anothers art may appreciate in value.

By BRADEN PHILLIPS

With families often living far apart, bringing everyone together for vacations is more common. But plan carefully to avoid conflicts.

By FRAN HAWTHORNE

Continuing care offers retirees independent living with assistance when needed, but prospective residents need to evaluate communities carefully.

By JOHN F. WASIK

The group was said to have agreed to pay $2.8 billion for the company that operates the airport, which is close to the center of London.

By CHAD BRAY

A plan from the Treasury Department to ease Puerto Ricos debt crisis would put pension payments ahead of payments to bondholders, which may rattle the muni market.

By MARY WILLIAMS WALSH

Ideas drawn from psychology are helping Americans make better economic choices, but they fail to address problems in areas like retirement savings.

By EDUARDO PORTER

Questionnaires and other quick ways to determine risk tolerance should not replace a thoughtful assessment of your investment goals.

By CARL RICHARDS

Caution should be the first rule, experts advise, followed by piecing together the financial picture.

By KERRY HANNON

A former chief economist argues that a 100 percent allocation to stocks despite ones age makes sense, though it has long been viewed as risky.

By DAVID A. LEVINE

Ray Dalio, the founder, said Bridgewater Associates was continually assessing the responsibilities of executives including Greg Jensen, the co-C.E.O.

By ALEXANDRA STEVENSON

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Retirement - The New York Times

Crystal River Village, in Crystal River, Florida, is a perfect blend of location, home selection, services, amenities, price, climate, activities and friendly neighbors. Crystal River Village is a gated 55+ active retirement community offering the total environment needed to make each day of your retirement years truly enjoyable.

Rarely will you find a community so conveniently located. Our magnificent 7,500 square foot waterfront clubhouse as the center of activities featured in our residents' monthly newsletter. This impressive structure contains a huge central dance/theater area (ideal for Bingo, holiday parties, etc.) surrounded by separate library, exercise equipment, art, craft, woodworking, hobby, card, table tennis and billiard rooms. A complete, modern serving kitchen for hosting potluck and holiday events, and laundry facilities are also included for residents' use.

Just outside the clubhouse is Lake Evelyn, one of two lakes within Crystal River Village, well stocked with fish and containing many trophy size bass waiting to test your skill. To add variety to your activities we also offer a heated swimming pool with water aerobics classes, screened lanai, lighted shuffleboard courts, horseshoe pits, lawn croquet, and many other activities organized by the Crystal River Village Home Owner's Association.

Speaking of sports, how about joining our golf league for a round of golf at the beautiful 18-hole public course, at the Plantation Inn and Country Club, just across U.S. 19 a half mile from your door, or a couple of sets of tennis at the public courts just down the street from our entrance. Florida's best fresh & salt water fishing is only minutes away and Gulf of Mexico beaches are just 7 miles from the community.

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Crystal River Village | Active Retirement in Crystal River ...

Here at The Villages of Citrus Hills, FL we believe your Florida Retirement experience is about enjoying pastimes and pleasures like never before. That's the vision at the very foundation of The Villages of Citrus Hills. They are Florida Retirement Communities that have been specially designed for those demanding something special from their Florida retirement and Active Adult Lifestyles.

The Villages, Florida of Citrus Hills Florida offers you the Florida retirement experience that begins with these truly unique Gulf Coast Communities located in Citrus County, Florida just north of Tampa Bay. Affectionately known as the "Nature Coast" this picturesque area lives up to its description by delivering a locale of unspoiled natural beauty graced with the famous spring fed rivers of Crystal River, FL and surroundings distinctively highlighted by lush rolling hills, sparkling lakes and nature preserves.

Few Florida Retirement destinations provide a more ideal backdrop for boating, trophy fishing, year around outdoor recreation and endless Florida Retirement recreation opportunities as The Villages of Citrus Hills. A point further enhanced by easy access to Orlando, FL and Tampa and the nearby Florida Retirement city of Ocala, Florida.

But what makes the promise of Florida Retirement in The Villages of Citrus Hills truly come together for todays new breed of active adult retiree is its extraordinary collection of world-class community country club amenities and extensive social activities.

Find fun-filled Florida Retirement living in The Villages of Citrus Hills, whether your interests run to:

Finally The Villages of Citrus Hills is a Florida Retirement Community with single family homes and maintenance free villas that have been built with todays demanding baby-boomer in mind.

Impeccably manicured, The Villages of Citrus Hills Florida has distinctive collections of fully customizable homes featuring a variety of prices and designs to accommodate everything from seasonal Florida snowbird retreats to luxury executive level Florida Retirement Living.

Living Florida Retirement to the fullest. Its much more than an idle promise at Floridas Citrus Hills.

We now invite you to spend a few moments more exploring our website. Youll experience a new idea in perfecting your idea of quality Florida Retirement Living at The Villages, Florida of Citrus Hills.

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The Villages, FL | Terra Vista & Citrus Hills/FL Retirement ...

Tennessee Best Places to Retire - A Guide

Overall Tennessee is a state in America's Southeast that attracts many active adults over 55 for its low cost of living and easy lifestyle; therefore, there are many best placesto retire in Tennessee, from livable cities like Nashville to lake towns like Paris. The Great Smoky and Cumberland Mountains and many rivers including the Mississippi offer exceptional scenery and recreation opportunities. This site will acquaint you with some basic facts about what it's like to retire in Tennessee (population just under 6.5 million in 2012).

Countryside near Crossville TN

Climate The Tennessee climate is characterized as humid subtropical, influenced by the Gulf of Mexico. Summers are hot and humid while winters tend to be mild, except at higher altitudes.

Per Capita Income and Home Prices In Tennessee the 2011 inflation-adjusted per capita income was $24,197. Real estate and the general cost of living is well below average compared to the total U.S. The Census Bureau reports that the statewide average home price was $159,000 in early 2012. The first quarter of 2013 median home price in Knoxville was $132,800, for example, well below the national average of $176,600. The median selling price in the same period for Chattanooga was $119,900 (Source: NAR). Tourism and agriculture (cotton and beef) are important in Tennessee, along with textiles. Cost of living is estimated to be 10% below U.S. average.

Taxes

Tax Burden:Total tax burden is one of the lowest in the country (44th).

Marginal Income Tax Rates.Tennessee has no income tax, although interest and dividends are taxed at 6%.Persons over 65 whose total income is less than $16,2000 (single) or $27,000 (married) are exempt from that tax.

Sales Tax:Sales tax is 7%, and some localities also have a sales tax.

Property Taxes:TN has a property tax relief program that the elderly, disabled and veterans can take advantage of. Property taxes are set at 25% of assessed value.

Estate and/or Inheritance Taxes.There is an inheritance

Linkto theTennessee Department of Revenue.

Certified Retirement Communities Tennessee does not have a certified retirement community program, but it has an equivalent, the Retire in Tennessee program.

Best retirement communities Tennessee has several large cities like Memphis and Nashville, along with many small towns. Several cities and towns in Tennessee are popular as retirement communities, particularly lake towns like Paris or the golf capital of Tennessee of Crossville. Nashville is the country music capital of the world. Maryville is a small town near Knoxville that has two great colleges in it. Johnson City and Franklin are interesting towns in the northeastern and central parts of the state. Active adult communities are being built in and around towns throughout the state and there are many to choose from. Find more helpful information on more than 30 different state retirement guides.

Get started - Click on the Tennessee Retirement Community profiles on the right.

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tennessee retirement guide - Find Your Best Place to Retire

Nashville, Tennessee is the state capital of Tennessee and is famous for its history, music, and vibrant arts culture.

Nashville has many arts festivals throughout the year. It's home to the Nashville Film Festival (one of the biggest film festivals) and the Country Music Association Awards (broadcast to millions of country music fans worldwide).

Nashville Tennessee has a lot of colleges and universities such as Vanderbilt and Tennessee State University as well as many other smaller niche specific colleges and training facilities. This makes Nashville great for the senior who wants continuing education opportunities.

Many consider Nashville to be among the best retirement cities in the U.S. Here are some other reasons to choose living in Nashville.

Social Opportunities: studies have shown that a good group of friends is more important to a happy retirement than money or health. Nashville offers many opportunities with civic groups and hobby clubs to generate a solid core group of friends. These friends can help ward off the problems of aging like dementia and health issues.

Public Transportation: rural living isn't good for seniors who can't drive since they require someone's help to get around. The expenses of transportation add up quickly for fixed-income seniors so the public transportation of Nashville is quite beneficial. Even better is that most public transit systems have senior rates that are much cheaper than normal.

Access to Medical Services: it's pretty obvious that if you live near a hospital, you're more likely to survive a medical emergency. Despite how your mind feels, the body starts to break down and there's a good chance you'll need a hospital visit during your retirement years. Living in Nashville is great since there are more specialists and medical services available and at cheaper rates.

Access to Local Businesses: city living offers walking distance to most businesses that you'll ever use in your retirement years. Even if you need to travel, there are a lot more shopping centers and discount stores in urban areas.

Fitness: exercise is critical to keeping healthy during your retirement years. Cities have every type of fitness facility from standard fitness centers to niche fitness places like indoor rock climbing walls so there's something for everyone. Even if you want to exercise on your own, there's tons of parks or indoor malls to enjoy walking in.

Continuing Education: todays seniors know the importance of exercising their brains, as well as their bodies. Urban living provides access to a wide range of classes, through local universities, museums, city recreation departments, etc. Enrolling in these types of courses can help stave off the depression that some people feel once they stop working full time.

Food and Entertainment: retirement should be full of activities you never had a chance to enjoy while working. Dinners out to fancy restaurants or weekend getaways to a nearby city or historical site are all possible living in a city. Usually, cities have tons of entertainment venues like theaters and museums and there's always something going on.

Nashville Retirement Housing Options: In Nashville there are unique housing options which include condos, apartments for rent, hi-rises, retirement communities, lofts, co-ops, luxury condominiums, top end townhouses and other housing for over 55 boomers and seniors.

Over 55 Condo's Mount Juliet TN 110 Silverstone Lane, Mount Juliet, TN 37122 Over 55 custom condos, conveniently located approx. 25 miles east of downtown Nashville, near Summit Hospital, shopping, airport, recreation. In Wilson County were taxes are lower. Condo's feature detailed trim work, custom cabinets, granite counters.

Active Community in the Heart of Tennessee 7119 Sunrise Circle, Franklin, TN 37067 Lovely townhome located in the Heart of Tennessee-20 min. drive to downtown Nashville and located in Franklin, Tennessee. Money Magazine's Top 10 Places to Retire. Home is like new with vaulted ceiling, fireplace, outdoor patio, and open floor plan.

Retirement Communities Tennessee Nashville TN 301 Infantry Run, Mount Juliet, TN 37122 Del Webb at Lake Providence is located just 17 miles east of downtown Nashville and a simple 10-minute east of the Nashville International Airport!

Richland Place is Nashville's premier retirement community for active seniors. This distinctive luxury retirement community is designed for seniors over the age of 55 desiring the peace of mind, convenience, and comforts of a comprehensive residential package. Located conveniently near Interstate 440 at West End Avenue

Morningside of Belmont offers affordable Independent Living and Assisted Senior Living with a variety of service options promoting an exceptional quality of life for our residents and peace of mind for their caregivers.

Read the rest here:
Nashville Retirement Living: 55+ Homes - Condos ...

Retire Ready Tennessee: New Phone Support for TCRS and Deferred Compensation Plans

Now you can ask questions and receive information concerning TCRS and your Tennessee Deferred Compensation plan with one phone call.

Call 800-770-8277 to reach Retire Ready Tennessee customer service representatives who are ready to assist you with questions regarding your entire retirement.

You may also access your accounts online at MyTCRS.com or http://www.treasury.state.tn.us/dc/.

FY15 GASB Information is now available.

Payees receiving payment by debit card, please refer to the "Headlines"tab for an important notice.

Great news! Concord's Self-Service is now available to Retirees, Employers and Members. Please click on the Self-Service link to access the login page. We are experiencing high call volume at this time. If you have questions about Member Self Service, please refer to the User Guide or Demonstration Video for assistance.

The Tennessee Consolidated Retirement System (TCRS) is a defined benefit pension plan that covers state employees, higher education employees, K-12 public school teachers, and employees of political subdivisions who have elected to participate in the plan. This means that the amount of any future retirement benefits is determined by a benefit formula rather than an account balance.

The TCRS provides retirement benefits as well as death and disability benefits to plan members and their beneficiaries. Benefits are determined by a formula using the members high five-year average salary and years of service. Members become eligible to retire at the age of 60 with five years of service or at any age with 30 years of service. A reduced retirement benefit is available to vested members with five years of service who become disabled and cannot engage in gainful employment. There is no service requirement for disability that is the result of an accident or injury occurring while the member was in the performance of duty.

Notice: Please click HERE to view the fees associated with the debit cards issued for retirement payments beginning April 30, 2013.

2015 COLA (Cost of Living Adjustment) for TCRS Retirees (May 29, 2015) Retired teachers and state employees who have been on the TCRS retired payroll for at least 12 consecutive months as of July 1, 2015 will receive a 1.0% cost-of-living adjustment. Retirees of local governments that have authorized COLAs will receive the same increase.

Fraudulent Email Targeting Debit Card Holders (January 20, 2015)

The Tennessee Consolidated Retirement System (TCRS) has been made aware that a fraudulent email could be distributed to all TCRS debit card holders. more...

(December 23, 2013) The Tennessee Department of Treasury is informing active Johnson City Power Board employees about a theft of personal information. more...

(December 14, 2013) The Tennessee Department of Treasury is informing active Metro Nashville teachers about a possible theft of personal information. more...

(September 25, 2013) TCRS has been made aware of a misleading mailout sent to TCRS members from a Texas-based company not affiliated with TCRS. This mailing makes incorrect and misleading statements about TCRS. Members should contact TCRS directly with questions about their benefits. more...

(March 28, 2013) The investment committee of the Tennessee Consolidated Retirement System (TCRS) Board of Trustees has approved two new commitments within its private equity portfolio and two new commitments within its strategic lending portfolio. more...

Tennessee's State Pension Fund Rated Best in Nation for Investment Strategy (March 19, 2013) Tennessee Consolidated Retirement System (TCRS), the state's retirement fund for state government, higher education and other public employees, is managing its investments better than any other large public pension plan in the country. So says Money Management Intelligence, a publication featuring news, trends and analysis about and for institutional investors. more...

Treasurer Lillard Proposes New Pension Options for State & Teacher Plans (February 25, 2013) State Treasurer David H. Lillard, Jr. is recommending that the General Assembly adopt a number of reforms to the state's retirement plan for public employees. The Tennessee Consolidated Retirement System (TCRS) is a well-funded pension plan. more...

TCRS Newsletters (November 29, 2012) The Active member employee newsletteris now available. Click here to view the current issue of the TCRS Report.

TCRS Board Meetings (November 1, 2012) Information concerning the current and past board meetings can be found here.

Treasurer Lillard Proposes New Pension Options for Local Governments (January 23, 2012) To give local governments more choices for their employees retirement plans, Tennessee State Treasurer David H. Lillard Jr. today proposed several new options to state legislators for their consideration. more...

2012 COLA for Retirees (January 23, 2012) Retired teachers and state employees who have been on the TCRS retired payroll for at least 12 consecutive months as of July 1, 2012 will receive a 3.0% cost-of-living adjustment. Retirees of local governments that have authorized COLAs will receive the same increase.

2011 COLA for Retirees (April 29, 2011) Retired teachers and state employees who have been on the TCRS retired payroll for at least 12 consecutive months as of July 1, 2011 will receive a 1.5% cost-of-living adjustment. Retirees of local governments that have authorized COLAs will receive the same increase.

Important Tax Notice (January 19, 2011) Many of you may have noticed a change in the withholding tax deducted from your TCRS benefit payment in January. In 2009 and 2010 there was a "Making Work Pay" federal tax credit in effect as part of the American Recovery and Reinvestment Act. The Making Work Pay tax credit expired on 12/31/2010. This means that most retirees will notice an increase in the amount of federal withholding deducted.

In addition, TCRS has received several questions concerning the effect the Social Security rate decrease from 6.2% to 4.2% will have on their monthly pension benefits. This change will not affect TCRS pension recipients since the pension benefits are not subject to the Social Security tax.

At any time, you can change the amount of taxes being withheld from your monthly retirement benefit by completing a Substitute Withholding Certificate for Pension or Annuity Payments form. This form can be downloaded at tcrs.tn.gov. You may also send a letter indicating any changes to TCRS, ATTN: Retired Payroll, 502 Deaderick Street, Nashville, TN 37243-0201.

Tennessee's Retirement Fund in Good Shape Compared to Others (July 25, 2010) Good economic news can be hard to find in the Capitol building, but Tennesseans can breathe a little easier about one corner of the state budget. ...more

(Knoxville News Sentinel article by Josh Flory. Posted July 25, 2010.)

Financial Welfare of TCRS The financial marketplace has been exhibiting a high degree of volatility for several months, mainly due to issues related to the mortgage industry. Several Tennessee Consolidated Retirement System (TCRS) members and retirees have expressed concern. ...more

Recent Letters to TCRS Retirees Approximately 10% of TCRS retirees received a letter dated July 30, 2010 from TCRS where the insurance premium(s) was not shown correctly. The letter provided the amount of the COLA increase, the new gross value of the pension benefit, insurance deductions, tax withholding deductions, other deductions, and the net amount deposited to your checking or savings account.

Unfortunately, the medical insurance deduction shown for retired state employees under the age of 65 was not correct. The medical insurance premium did not change. The premium for July was the same amount as the June premium.

In addition, the letters for retirees enrolled in the long term care plan and dental insurance plan did not show a deduction.

The correct deductions were taken from your pension benefit and the correct amount was deposited in your bank account. The only issue occurred in the printing of the letters.

Please contact our office if you have any questions concerning this issue at (800) 770-8277 or 741-4913.

Public Notices:

TCRS Board of Trustees Meeting Notices

Individuals with disabilities who wish to participate in these proceedings and require an accommodation should contact Bridget Dorse with Tennessee Consolidated Retirement System no less than two (2) days prior to the scheduled meeting date to allow time for the Treasury Department to arrange for an accommodation. You may contact the Treasury Department at 502 Deaderick St., Nashville, TN 37243; (615) 741-7063 or the Board Administrator Bridget Dorse by email at bridget.dorse@tn.gov.

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TN Consolidated Retirement System

A growing number of discerning adults are choosing to begin their retirement in the southeastern U.S. Discover Tennesseethe best place for natural beauty, endless opportunities and the good life.

Tennessee tantalizes, whetting your appetite, from fresh produce to white tablecloth occasions. Here, southern food meets southern hospitality, Savor pinnacle experiences, all in the state ranked one of the best places to retire.

In the Volunteer State, our lower cost of living translates into a richer quality of life. Tennessee, ranked second for the lowest cost of living in the nation, allows you to enjoy retirement to the fullest.

Please visit the Retire Tennessee booth at the following Expos:

Greater Chicago Hyatt Regency Schaumburg 1800 E. Golf Road Schaumburg, IL 60173 Saturday, Jan. 16 from 10 a.m.-5 p.m. Sunday, Jan. 17 from 11 a.m.-3 p.m.

Greater New York Hilton Long Island/Huntington 598 Broadhollow Road Melville, NY 11747 Saturday, Jan. 23 from 10 a.m.-5 p.m. Sunday, Jan. 24 from 11 a.m.-3 p.m.

Greater Atlanta Westin Atlanta Perimeter North 7 Concourse Parkway NE Atlanta, GA 30328 Saturday, Jan. 30 from 10 a.m.-5 p.m. Sunday, Jan. 31 from 11 a.m.-3 p.m.

Upcoming Ideal Living Resort & Retirement Expos Feb. 27-28, Somerset County, NJ Mar. 5-6, Greater Washington, DC

Just the perfect chill in the air.

Average high during wintermonths is 53

Choosing where to live when you retire is an important decision. Climate, healthcare and cost of living are a few factors to consider when deciding on your new home.

Chattanooga has been voted the Best Mountain Town by readers of Blue Ridge Outdoors!

More and more people are discovering Tennessee is a great place for retirement living.

Tennessee, and the Mid-South, becomes a retirement destination.

Tennessee tops the list of best places to retire, lauded for its low cost of living.

Clement Salvadori discovers the best roads in the Cumberland Highlands while visiting Cookeville for the HOG Rally.

Scenic Chattanooga is one of the top cities in the country for baby boomers and retirees.

Low living cost, climate and area attractions make Chattanooga a hot spot for retirees.

Governor Bill Haslam launched an initiative on Wednesday to make Tennessee a healthier place and named Kingsport as a pilot community in that effort. The initiative, called Healthier Tennessee Communities, is aiming to be a coordinated effort to support physical activity, healthy eating and tobacco abstinence at a local level.

A recent study from SmartAsset has foundthe most affordable places to retireand Cookeville ranked #4!

Chattanooga has made another national "best cities" list.Money magazine has included the city on its list of "Best Places to Retire 2015."

Visit link:
Experience Tennessee Retirement | Retire Tennessee

Overview

Tennessee is one of the fastest growing states in America, with a population increase of almost ten percent since 2000. Tennessee is known as a tourist destination but now many retirees are flocking to the state in search of a low cost of living and access to great healthcare. The population of Tennessee is over six million, increasing annually, fueled by incoming Baby Boomers and retirees from the north, California and Florida. Nashville is one of the fastest growing cities in the nation and over 12 percent of the population is over the age of 65.

The state has a lot to offer including beautiful lakes, rivers and national parks. Whether your ideal retirement includes outdoor recreation, fine arts, culture or sports, there is something for everyone in Tennessee's active adult communities. A vibrant music scene and long history steeped in tradition have drawn retirees from all regions of the country. The state boasts one of the largest urban centers in the country is accessible in less than a day s drive, making it an ideal retirement destination that is close to friends and family. Major medical centers, top-notch colleges and universities and active civic organizations further enhance Tennessee's age-restricted and age-targeted communities that offer a great sense of community for citizens young and old.

Climate & Geography

The climate in Tennessee is mostly humid subtropical, except in the higher Blue Ridge and Appalachian Mountains. Temperatures average in the mid 80s in the summer and mid 50s in the winter. Active adult communities in Tennessee have nights that are cooler in the eastern portion of the state. Winter in the higher elevations is cool and can drop to freezing. The Gulf of Mexico creates much of the climate in the state, bringing winds that drive the fifty inches of rain each year.

The state is covered with mountains and valleys along tributaries of the Tennessee River and the Tennessee River Valley. The Blue Ridge Mountains are not well populated, and are protected by the Great Smokey Mountains National Park. Western Tennessee is the area most likely to attract tornadoes, with an average of fifteen per year. There is not much snow, but fog can impede travel, especially in the mountains.

Recreation, Culture & Entertainment

Tennessee's active adult communities live near areas that are rich in history and are filled with culture, recreation and social opportunities. The largest city is Memphis, but the best-known city is Nashville, the music capital of the south and the home of Elvis Presley s Graceland. Many Civil War battles were fought in Tennessee, the most of any state, including the famed Battle of Murfreesboro. After the war, a Tennessee Democrat became Abraham Lincoln s Vice President: Andrew Johnson. The Civil War battlefield of Shiloh is preserved and open to the public for exploration.

For music lovers, the three cities of Nashville, Memphis and Bristol provide venues to hear country music, soul, blues or rock and roll. Bristol is known as the birthplace of country music and the home of the Carter family and Tennessee Ernie Ford. Nashville is known for the Grand Ole Opry and the Country Music Hall of Fame, and is nicknamed Music City, USA . Memphis is the birthplace of the blues, rock and roll, and it's the home of B.B. King. Gospel Music also abounds in Tennessee s Bible Belt. Active Adults have plenty of entertainment options around the entire state.

55+ communities in Tennessee are an outdoor enthusiast's paradise. Bass fishing is a favorite pastime in the state s numerous lakes and rivers. Hikers enjoy the Appalachian Trail as well as the 54 State Parks. In the midst of its beautiful mountains and river valleys, Tennessee is also home to over 8,000 caves, which provide adventures. World-class whitewater rafting is available in the Cherokee National Forest. There are numerous campsites located just a short drive from both Nashville and Memphis. With its year-round mild climate, Tennessee provides a great environment for active seniors to enjoy.

Cost of Living & Taxes

Those seeking to live in active adult communities in Tennessee will find that cost of living favorable. Cost of living for the state is about 10 percent lower than the national average.

Income tax in Tennessee does not apply to salary or wages, but it does apply to income from stocks, bonds and notes. Interest receives a $1,250 exemption per person. Sales tax in the state is 7 percent, but food is at 5.5 percent, and local areas add to the state tax. An inheritance tax is imposed on estates larger than one million dollars.

Healthcare

Tennessee provides great healthcare for its citizens. Their numerous hospitals and its supportive government create a positive atmosphere for the flourishing of healthcare. Numerous hospitals provide patient care, including the famed Vanderbilt Medical Center at Vanderbilt University in Nashville. The Methodist Medical Center of Oak Ridge was named the top hospital in Tennessee for two years in a row. They also earned a national award of excellence in heart failure treatment. Active adults in Tennessee's retirement communities are nearby top healthcare options.

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Tennessee - Active Adult Retirement Communities | 55 Places

Basking Ridge Fellowship Village (Visit our site) 8000 Fellowship Road Basking Ridge, NJ 07920 E-mail us 800-458-6715 Brick The Gables (Visit our site) 515 Jack Martin Boulevard Brick, NJ 08723 877-4BRANDY or 732-836-1400 Bridgewater Arbor Glen (Visit our site) 100 Monroe Street Bridgewater, NJ 08807 E-mail us 908-595-6600 Cherry Hill Cadbury at Cherry Hill (Visit our site) 2150 Route 38 Cherry Hill, NJ 08002 E-mail us 800-422-3287 Galloway Township Seashore Gardens Living Center (Visit our site) 22 West Jimmie Leeds Road Galloway Township, NJ 08205 609-404-4848 Haddonfield Haddonfield Home (Visit our site) 132 Warwick Road Haddonfield, NJ 08033 856-429-5500 Maplewood Winchester Gardens (Visit our site) 333 Elmwood Avenue Maplewood, NJ 07040 E-mail us 800-887-7502 Moorestown Lutheran Crossings Enhanced Living at Moorestown (Visit our site) 255 East Main Street Moorestown, NJ 08057 E-mail us 856-235-1214 Morris Plains The Country Home (Visit our site) 1095 Tabor Road Morris Plains, NJ 07950 973-538-2117 Newton Bristol Glen (Visit our site) 200 Bristol Glen Drive Newton, NJ 07860 E-mail us 973-300-5788 Saddle River Brighton Gardens Assisted Living (Visit our site) (A Sunrise Senior Living Community) 5 Boroline road Saddle River, NJ 07458 201-818-8680 Teaneck Classic Residence in Teaneck, a Vi Community (Click for details) 655 Pomander Walk Teaneck, NJ 07666 E-mail us 888-490-1261 Tinton Falls Seabrook Village (Visit our site) 3000 Essex Road Tinton Falls, NJ 07753 800-335-4725 or 732-918-9100 Voorhees Brendenwood 1 Brendenwood Drive Voorhees, NJ 08043 856-424-7773 Whiting The Pines at Whiting (Visit our site) 509 Route 530 Whiting, NJ 08759 E-mail us 732-849-0400 Woodcliff Lake The Bristal Assisted Living at Woodcliff Lake (Visit our site) 364 Chestnut Ridge Road Woodcliff Lake, NJ 07667 E-mail us 201-505-9500 top

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New Jersey - Retirement Living