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Archive for the ‘Retirement’ Category

Southfield MI Retirement Communities – SeniorHomes.com

Posted: July 20, 2016 at 7:54 pm


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There are 7 Retirement Communities in Southfield, MI and 30 Retirement Communities nearby.

Start here for: Free Brochures Detailed Pricing

With its beautiful landscaped grounds and exceptional independent living services, Sterling Place is the ideal community for active seniors seeking a bit of support.

Offering spacious apartments to rent monthly as well as condominiums for purchase, American House Southfield is ideally situated.

Providing apartments in the main building and ranch-style independent living "Villas" in the campus beyond, American House Farmington Hills is ideally situated.

Located in Farmington Hills, Michigan, Botsford Commons has a campus with a unique homelike neighborhood dotted with gazebos, street lamps and a vibrant community center.

All Seasons of Birmingham, located in Birmingham, provides seniors with a selection of amenities to encourage an enjoyable senior living experience.

Parkside of Livonia is a premiere senior living community that aims to provide a lux lifestyle and comfortable home to our residents.

An elegant yet warm and comfortable community in the heart of affluent Oakland County, American House West Bloomfield is ideally situated close to area amenities.

A bright, lovely enclave nestled in a classic Oakland County neighborhood, American House Hazel Park is ideally situated near family, friends and shopping.

Providing studio apartments in the main building and ranch-style independent living "villas" in the campus beyond, American House Dearborn Heights is ideally situated.

A gorgeous property combining a lovely wooded setting with superb access to nearby malls and I-75, American House Troy is ideally situated near family, friends, shopping, and familiar medical professionals in Troy.

A relaxing, comfortable one-story community in the West-side suburbs that truly feels like home, American House Livonia is ideally situated.

American House Village is a continuum community is located on twenty two acres of wooded land in beautiful Rochester Hills.

Life at Park Place Heritage Village is what many adults dream about - a modern, luxury retirement community with all the services and amenities imaginable.

Ashford Court is an independent living community that offers seniors the opportunity to enjoy an enriching lifestyle in Westland, Michigan.

A charming, relaxing one-story community that truly feels like home, American House Elmwood located west of Crooks Road, is ideally situated.

Independence Village of Plymouth brings to life the finest in senior living by offering all the services and amenities that seniors need to create their desired retirement.

Tucked quietly away near the convenience of Westland's prime shopping and entertainment area, American House Westland-Hunter is ideally situated near family, friends, shopping, and familiar medical professionals in Westland.

Set in a beautifully wooded lot on Joy road just minutes from I-275, American House Westland Joy is situated near family, friends, shopping, and familiar medical professionals in Westland.

All Season of Rochester Hills is senior living community where you could relax and enjoy life. Our community is extravagant and remarkable with captivating interiors, premiere furnishing and state of the art amenities.

Enjoy an independent retirement experience at The Inn at Cass Lake in the elegant and charming lakeside paradise of Waterford in Michigan.

Sterling Woods is a retirement community designed to be everything many adults dream about -- the finest in senior living with all the services and amenities imaginable.

A comfortable, convenient one-story community, American House Westland-Venoy is ideally situated near family, friends, shopping, and familiar medical professionals in Westland.

A beautiful small one floor community with all the comforts of home, American House Sterling Heights is a welcoming senior living residence.

At Pine Ridge of Plumbrook Retirement Community, we provide seniors with the opportunity to enjoy retirement in a location designed to encourage independence.

Youll feel pampered in our welcoming retirement community of Town Village Sterling Heights. Located in a suburb of Detroit, we offer convenient access to shopping, dining and hospitals.

Putting affordable luxury within easy reach, Pine Ridge Villas of Shelby Senior Living provides independent living options for Shelby Township seniors.

Located in the scenic White Lake township, Independence Village of White Lake offers Michigan seniors luxurious apartment-style living in beautiful surroundings.

Here at American House Sterling Meads, we are a beautiful maintenance free Independent apartment living set on five acres with a private walkway.

Tucked quietly near the hub of Oakland County's thriving shopping and residential centers near I-75 and Baldwin Road, American House Oakland is ideally situated.

Maple Heights Retirement Community is an elegant location that provides affordable and luxurious senior living options to Allen Park residents.

Waterford, MI 48329 15.2 mi Assisted Living, Continuing Care, Independent Living, Nursing Homes, Retirement Communities

At Canterbury on the Lake, you will discover a retirement community unlike any other and is a remarkable place that is a reflection of who you are and the way you want to live.

Uniquely situated on 20 acres of natural wetlands in Southfield, outside of Detroit, Brookdale Southfield offers easy access to favorite restaurants and local amenities.

With its beautiful landscaped grounds and exceptional independent living services, The Heatherwood is the ideal community for active seniors seeking a bit of support.

Situated in the Detroit suburb of Southfield, surrounded by wooded grounds, The Park at Trowbridge is a full-service community for active for seniors who appreciate the good life.

Cost data provided by senior living communities and compiled by SeniorHomes.com is subject to change without notice. This data is for informational purposes only and may contain inaccuracies. Your actual senior living costs may vary depending on your personal situation.

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Southfield MI Retirement Communities - SeniorHomes.com

Written by grays

July 20th, 2016 at 7:54 pm

Posted in Retirement

TIM DUNCAN ANNOUNCES RETIREMENT | San Antonio Spurs

Posted: July 12, 2016 at 6:43 am


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SAN ANTONIO (July 11, 2016) San Antonio Spurs forward Tim Duncan today announced that he will retire after 19 seasons with the organization. Since drafting Duncan, the Spurs won five championships and posted a 1,072-438 regular season record, giving the team a .710 winning percentage, which is the best 19-year stretch in NBA history and was the best in all of the NBA, NFL, NHL and MLB over the last 19 years.

Originally selected by the Spurs as the first overall pick in the 1997 NBA Draft, Duncan helped San Antonio reach the playoffs in each of his 19 seasons and became the only player in league history to start and win a title in three different decades. The Silver and Black won at least 50 games the last 17 seasons, the longest streak in league history, and posted at least a .600 winning percentage in each of Duncans 19 seasons, an all-time record for most consecutive seasons with a .600 win percentage in the four major U.S. sports.

The 40-year-old Duncan comes off of a season in which he led the NBA in Defensive RPM (5.41) and became just the third player in league history to reach 1,000 career wins, as well as the only player to reach 1,000 wins with one team. He helped the Spurs to a franchise-best 67-15 record and also became one of two players in NBA history to record at least 26,000 points, 15,000 rebounds and 3,000 blocks in his career (Kareem Abdul-Jabbar).

Duncan totaled 15 All-NBA Team selections (tied for most all-time) and 15 NBA All-Defensive Team honors (most all-time), garnering both honors in the same season 15 times, the most in league history. The 1998 Rookie of the Year was named NBA MVP twice (2002, 2003) and NBA Finals MVP three times (1999, 2003 and 2005).

In his NBA career, the 15-time All-Star appeared in a total of 1,392 games and averaged 19.0 points, 10.8 rebounds, 3.0 assists and 2.17 blocks in 34.0 minutes. He shot .506 (10,285-20,334) from the floor and .696 (5,896-8,468) from the free throw line.

The Wake Forest graduate is the Spurs all-time NBA leader in total points (26,496), rebounds (15,091), blocked shots (3,020), minutes (47,368) and games played (1,392), as well as third in assists (4,225). In NBA history, Duncan is fifth all-time in double-doubles (841) and blocks, sixth in rebounding and 14th in scoring.

As the only player in NBA history to play over 9,000 career minutes in the playoffs, Duncan ranks first all-time in postseason double-doubles (164) and blocks (568), third in rebounds (2,859) and sixth in points (5,172). For his career, Duncan appeared in 251 postseason contests (second all-time) and averaged 20.6 points, 11.4 rebounds and 3.0 assists in 37.3 minutes while shooting .501 (1,975-3,939) from the field.

Along with teammates Tony Parker and Manu Ginobili, Duncan is part of the NBA record for most wins by a trio in both the regular season (575) and postseason (126). Duncan and Gregg Popovich have the most wins by a player-coach duo in NBA history (1,001) and the Spurs forward finishes his career in San Antonio as one of just three players in NBA history, along with John Stockton and Kobe Bryant, to spend 19 seasons with one franchise.

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TIM DUNCAN ANNOUNCES RETIREMENT | San Antonio Spurs

Written by admin

July 12th, 2016 at 6:43 am

Posted in Retirement

Welcome to the City of Houston eGovernment Center

Posted: June 20, 2016 at 4:43 pm


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The City of Houston eGovernment Center is dedicated to making more services available online. Through the tools and information offered here, we can provide you with the options to interact with the City, 24 hours a day, 7 days a week.

Greater Houston Storm Relief Fund - Gift Instructions Next Steps After the Flood Mayor Turner Creates Greater Houston Storm Relief Fund

NEWS and PRESS

June 12, 2016 | Mayor Turner Issues Statement / City Plans Vigil In Remembrance of Orlando Victims June 9, 2016 | Mayor Turner Invites Houstonians to Submit Their Favorite Poems June 9, 2016 | Mayor Turner Seeks State Funds to Fight Zika June 6, 2016 | Testing Eases Concerns About Impact of Chemical Warehouse Fire June 3, 2016 | American Red Cross Distribution Center Opens in Kingwood June 3, 2016 | First Phase Allen Parkway/Buffalo Bayou Park Improvements Finished June 2, 2016 | City of Houston, Regional Agencies Announce New Regional Terrorism Prevention and Response Initiative June 1, 2016 | Hurricane Season Begins -- Preparedness Tips

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City of Houston Signature Events

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Welcome to the City of Houston eGovernment Center

Written by simmons

June 20th, 2016 at 4:43 pm

Posted in Retirement

FERS Information

Posted: May 25, 2016 at 1:46 pm


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Congress created the Federal Employees Retirement System (FERS) in 1986, and it became effective on January 1, 1987. Since that time, new Federal civilian employees who have retirement coverage are covered by FERS.

FERS is a retirement plan that provides benefits from three different sources: a Basic Benefit Plan, Social Securityand the Thrift Savings Plan (TSP). Two of the three parts of FERS (Social Security and the TSP) can go with you to your next job if you leave the Federal Government before retirement. The Basic Benefit and Social Security parts of FERS require you to pay your share each pay period. Your agency withholds the cost of the Basic Benefit and Social Security from your pay as payroll deductions. Your agency pays its part too. Then, after you retire, you receive annuity payments each month for the rest of your life.

The TSP part of FERS is an account that your agency automatically sets up for you. Each pay period your agency deposits into your account amount equal to 1% of the basic pay you earn for the pay period. You can also make your own contributions to your TSP account and your agency will also make a matching contribution. These contributions are tax-deferred. The Thrift Savings Plan is administered by the Federal Retirement Thrift Investment Board.

For more information about TSP, see their website. See the SSA website for more information about the Social Security portion of your retirement benefit. This website covers the Federal Employees Retirement System. Through the menu links on the left, you can find information about the following FERS retirement topics:

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FERS Information

Written by simmons

May 25th, 2016 at 1:46 pm

Posted in Retirement

Retirement Overview – Human Resources at Ohio State

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Faculty and staff who have been rehired after retiring from The Ohio State University are eligible for the following programs.

Faculty (75% FTE or greater) As a faculty returning retiree, you are automatically enrolled in STRS and pay into the STRS Money Purchase Plan (Link). You may also have access to the ARP if you were never previously offered enrollment in the ARP prior to your retirement. If you were in the ARP and were rehired less than 365 days from retirement, you will automatically be re-enrolled in the ARP. Returning retirees also have access to supplemental retirement plans.

Faculty (less than 75% FTE) As a faculty returning retiree, you are automatically enrolled in STRS and pay into the STRS Money Purchase Plan. Returning retirees also have access to supplemental retirement plans.

Staff (75% FTE or greater) As a staff returning retiree, you are automatically enrolled in OPERS. You may also have access to the ARP if you were never offered enrollment in the ARP prior to your retirement. Returning retirees also have access to supplemental retirement plans.

Staff (less than 75% FTE) As a staff returning retiree, you are automatically enrolled in OPERS and pay into the OPERS Money Purchase Plan(Link). Returning retirees also have access to supplemental retirement plans.

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Retirement Overview - Human Resources at Ohio State

Written by grays

May 25th, 2016 at 1:46 pm

Posted in Retirement

South Carolina Retirement Towns | The Retirement Lifestyle in …

Posted: May 7, 2016 at 9:45 am


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Many South Carolina visitors return, some to experience the states beautiful beaches, vibrant waterways and verdant mountains for a second or third time and others to put down permanent roots.

Regardless of whether they stay for a day, a week or a lifetime, few are disappointed by what they find in a state known for its beautiful places, smiling faces and historical significance.

While South Carolinians have taken great pains to preserve the relics of their past, they also have taken great pride in looking to the future. Not far from Charleston, where the first shots of the Civil War were fired, the Boeing Corp. is getting ready to fire up an assembly line for its 787 Dreamliner jet, a $750-million facility in nearby North Charleston.

Boeing is not the only large corporation that has established a home in the Palmetto State. In the foothills of the Appalachian Mountains, BMW is in Spartanburg and Michelin is in Greenville, and an array of other thriving companies have decided that South Carolina is the place to be.

In between the mountains and the Atlantic Ocean, in the center of South Carolina, Columbia, the state capital, offers a revitalized downtown and its own brand of Southern hospitality.

But South Carolina has much more to offer to refugees from the overcrowded metropolitan areas of the North and Northeast than the cities that straddle Interstate 26. Along the coast, theres the sun and sand of Hilton Head Island, historic Georgetown, booming Mount Pleasant and Myrtle Beach, the entertainment capital of the Carolina coast.

Moving inland, those who prefer the serenity of small-town living have a seemingly endless menu of choices, from Summerville to Walterboro to Orangeburg.

And for those who appreciate distinct seasons, the small towns that surround Spartanburg and Greenville in the Upstate beckon, among them Anderson, Easley, Lyman and Gaffney.

Everywhere you look in South Carolina, you will find unbeatable weather, magnificent scenery and friendly people.

Now you know why the Palmetto state is home to so many of those smiling faces.

Aiken, South Carolina Aiken, South Carolina has long been a magnet for people seeking the solace of a simpler, healthier lifestyle. Shortly after the railroad arrived in 1833, wealthy Charleston residents chose to spend months at a time in the small but vibrant town, escaping... Read More...

Fort Mill, South Carolina Today, in addition to Springs Industries, several large businesses have a presence in the Fort Mill area, including Continental Tire and URS Corporation, and the town also hosts the headquarters of the Carolina Crown Drum and Bugle Corps... Read More...

Santee, South Carolina With a population of fewer than 800 people, some might consider Santee a bit too sleepy, but that is not the case at all. The areas 15 golf courses draw visitors from around the country, many of whom decide to settle in the area. In addition... Read More...

Summerville, South Carolina Located amid thick pine forests 30 miles inland from the South Carolina coast, 18th century Summerville was a vacation spot for Charlestonians seeking relief from summer humidity and mosquitoes. In the 21st century, a combination of affordable housing... Read More...

Aiken, South Carolina Aiken, South Carolina has long been a magnet for people seeking the solace of a simpler, healthier lifestyle. Shortly after the railroad arrived in 1833, wealthy Charleston residents chose to spend months at a time in the small but vibrant town, escaping... Read More...

Beaufort, South Carolina Even 20 years later, the locale that served as the setting for the classic baby boomer film, The Big Chill,continues to attract people longing for a connection to the past and the peace of mind found only in a town like Beaufort, South Carolina... Read More...

Fort Mill, South Carolina Today, in addition to Springs Industries, several large businesses have a presence in the Fort Mill area, including Continental Tire and URS Corporation, and the town also hosts the headquarters of the Carolina Crown Drum and Bugle Corps... Read More...

Isle of Palms, South Carolina Located north of Charleston Harbor, the upscale barrier island exudes a feeling of community that most resort islands simply cannot offer. IOP is known for its cool breezes, mild winters and pleasant summers, the perfect setting for people in search of a year-round, warm... Read More...

Litchfield, South Carolina Located on the northern tip of Pawleys Island, Litchfield is rapidly becoming one of the areas top retirement destinations. The sleepy island lifestyle Pawleys Island is known for has carried over to Litchfield, though to a lesser degree, as Litchfield was designed... Read More...

Little River, South Carolina Heading north along well-traveled Highway 17, as the bright lights of South Carolina's Grand Strand begin to dim, you will find Little River, once an important port city but now a small town striving to maintain its well-earned reputation as a quaint fishing village... Read More...

Manning, South Carolina Centrally located in Clarendon County just off Interstate 95, Manning, South Carolina has a population slightly larger than 4,000 people. What began in 1855 as 'the Village of Manning' it is now a great place to live while enjoying many recreational activities. Lake Marion, nearby Manning, was created... Read More...

Summerville, South Carolina Located amid thick pine forests 30 miles inland from the South Carolina coast, 18th century Summerville was a vacation spot for Charlestonians seeking relief from summer humidity and mosquitoes. In the 21st century, a combination of affordable housing... Read More...

Walterboro, South Carolina In 1784, when rice plantation owners began looking for the ideal place for their summer homes in what is now Colleton County, they chose a pleasant, wooded area and named it Hickory Valley. Forty-two years later, bearing the name of two of its original... Read More...

FUN FACT: The walls of the American fort on Sullivan Island, in Charleston Harbor, were made of spongy Palmetto logs. This was helpful in protecting the fort because the British cannonballs bounced off the logs.

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South Carolina Retirement Towns | The Retirement Lifestyle in ...

Written by admin

May 7th, 2016 at 9:45 am

Posted in Retirement

Health and Retirement Study

Posted: April 22, 2016 at 2:43 pm


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The University of Michigan Health and Retirement Study (HRS) is a longitudinal panel study that surveys a representative sample of approximately 20,000 people in America over the age of 50 every two years. Supported by the National Institute on Aging (NIA U01AG009740) and the Social Security Administration, the HRS explores the changes in labor force participation and the health transitions that individuals undergo toward the end of their work lives and in the years that follow.

Since its launch in 1992, the study has collected information about income, work, assets, pension plans, health insurance, disability, physical health and functioning, cognitive functioning, and health care expenditures. Through its unique and in-depth interviews, the HRS provides an invaluable and growing body of multidisciplinary data that researchers can use to address important questions about the challenges and opportunities of aging.

The full scope of the study is described in the publication Growing Older in America: The Health and Retirement Study; an overview is provided in our general brochure and this video.

Health and Retirement Study data products are available without cost to registered users; certain Conditions of Use apply. Once you are registered, the Getting Started page will help you learn more about the data products produced by this complex study.

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Health and Retirement Study

Written by simmons

April 22nd, 2016 at 2:43 pm

Posted in Retirement

new_york retirement guide – Find Your Best Place to Retire

Posted: April 4, 2016 at 7:44 am


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Overall

If you've been considering retiring in the Empire State, here is information on the best places to retire in New York. This website has useful data and opinions on the exciting active adult retirement communities in New York. The Empire State has over 19 million people and 62 counties. It includes America's most famous city, the Big Apple, to charming sea coast villages on Long Island; from wealthy New York suburbs to the vast Adirondacks; from upstate to the Finger Lakes wine region; there is definitely a New York community where you can be happy in retirement. TheWikipedia entry for New Yorkhas more facts.

New York Climate The New York climate is called humid-continental. There are 4 seasons and the climate is influenced alternatively by the Gulf of Mexico and the Northeast. Summers are hot and winters are cold with occasional snowstorms. Western New York has a more severe climate, Long Island more moderate.

Economy and Home Prices New York has one of the highest household incomes ($55,223) in the United States. Median home prices can range greatly - in wealthy New York City apartments routinely cost over a million dollars. In the bigger NY Metro the median home price was $368,300 in the first quarter of 2013. In Albany, however, the median home price was $194,300. Cost of living in the New York Metro is very high but differs in other regions - 135 index in New York City and 101 in Ithaca.

New York Taxes

Tax Burden:New York is generally regarded as a high tax state. Its state and local tax burden is 2nd highest in the nation.Total tax burden inNew York Cityis the second highest in the nation at 12.3%.

Marginal Income Tax Rates.New York's top marginal income tax rate is 8.97% on the top bracket of $500,000.

Retirement Income Exemptions.When it comes to taxation of retirees, the tax situation is quite friendly. Military pensions, civil service pensions, NY State and local pensions are not taxable. Up to $20,000 of qualified pensions can be excluded if you are 59 years of age or older.

Social security exemption.Social security is not taxed.

Sales Tax:State sales tax is 4.0% but many towns and cities can and do add 5% additional tax.

Property Taxes:The worst tax problem for retirees is property tax, which is 2nd highest in the nation.

Homestead Exemption.New York has a homestead exemption.

Estate and/or Inheritance Taxes.New York has a new estate tax as of April 1, 2014. The exemption for 2014 was raised to $2.062,500 and is set to rise by just over $1 miilion each year until it reaches the federal exemption of $5.3 million (indexed for inflation) by 2017. The tax rate is 16%.

Here is more information abouttaxes for senior citizens in New York.

Topretirements named NY as the 8th worst state for retirement on its 2012 list.

Certified Retirement Communities New York does not have a certified retirement community program.

Best retirement communities in New York New York is a great state for active adults and people over 50, particularly if you live there already or hanker for "car-free" life in the Big Apple. For example, active adults looking for retirement information on thegreat City of New Yorkwill find vital information to help assess pros and cons of living there.

Other "best" retirement communities include the beautifulcollege town of Ithaca, the North Folk coastal town of Mattituck, or the state capitol in Albany. Towns like Poughkeepsie, Elmira, and Yonkers are other retirement places to consider.

Get started withreviews of the best retirement communities.

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new_york retirement guide - Find Your Best Place to Retire

Written by simmons

April 4th, 2016 at 7:44 am

Posted in Retirement

NYSLRS About Retirement Online – New York State Comptroller

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This Google translation feature is provided for informational purposes only.

The New York State Office of the State Comptrollers website is provided in English. However, the Google Translate option may help you to read it in other languages.

Google Translate cannot translate all types of documents, and it may not give you an exact translation all the time. If you rely on information obtained from Google Translate, you do so at your own risk.

The Office of the State Comptroller does not warrant, promise, assure or guarantee the accuracy of the translations provided. The State of New York, its officers, employees, and/or agents are not liable to you, or to third parties, for damages or losses of any kind arising out of, or in connection with, the use or performance of such information. These include, but are not limited to:

Because Google Translate is intellectual property owned by Google Inc., you must use Google Translate in accord with the Google license agreement, which includes potential liability for misuse: Google Terms of Service.

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NYSLRS About Retirement Online - New York State Comptroller

Written by simmons

April 4th, 2016 at 7:44 am

Posted in Retirement

Retirement – New Jersey 101.5

Posted: March 31, 2016 at 3:46 pm


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JillLang

Q. Im going to retire next year, and I have a traditional IRA worth $260,000 that Im thinking of converting to a Roth. I dont think I will need the money during my retirement, so I love the idea of giving a tax-free gift to my kids. What should I consider?

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A new report took a look recently at retirement plans and participation in New Jersey and some of the results were pretty surprising.

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Q. I have an individual 401(k). Whats the best way to make contributions as the employer or as the employee? Which is more beneficial for my taxes? I earn about $100,000 a year from my business.

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If you havent started socking cash away for retirement, a new Wells Fargo report might give you some strong incentive to save now.

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A new AARP New Jersey survey finds that there is a great deal of angst among New Jerseyans when it comes to their ability to afford retirement.

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Have you heard about the latest government scam?

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If you haven't saved any money at all for retirement you have a lot of company according to a 2014 Federal Reserve report.

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There's a big difference in financial security between New Jersey residents who are retired and those who are not.

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You may be planning to work until you are 65, then head south where you can spend your days on the beach or on the golf course. But life may have other plans, and you may be forced into retirement earlier than expected -- and that could send your plans into a tailspin.

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Have you saved any money for retirement or are you among the many Americans who haven't socked away anything? You could get the opportunity to have your company take a small percentage from your paycheck and put it into a state-run retirement account.

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Retirement - New Jersey 101.5

Written by admin

March 31st, 2016 at 3:46 pm

Posted in Retirement


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