Frustration can lead to financial blunders. Here's how to calm down and make the best decisions for your financial future.

Personal finance can be really frustrating at times.

The Simple Dollar is a blog for those of us who need both cents and sense: people fighting debt and bad spending habits while building a financially secure future and still affording a latte or two. Our busy lives are crazy enough without having to compare five hundred mutual funds we just want simple ways to manage our finances and save a little money.

For starters, money success can take a long time to achieve. If youre in a big hole of debt, youre looking at years of digging just to get back to zero. People are often encouraged to start saving for retirement in their twenties, even though most wont actually retire until their seventies. The time frame for most personal finance moves is measured in years and decades, not weeks and months.

Another frustration is that every financial move you make costs you in some other regard. If you put away $50 a week for retirement, youre now bringing home less money, and that means less money to spend on the things you need and the things you want. Youre probably giving up something like a dinner out with your partner or something else youd like to have every single week in order to make that savings plan work.

Im often frustrated by both of these things.

Whenever I look at my account balances, I really want them to be higher. I have big goals in mind and although Im moving towards those goals, the progress is slow. The little devil on my shoulder will start agitating and whisper in my ear, Youll never make it to that goal. It will take forever.

Each month, when I look at how much went into savings for various goals, I cant help but get a twinge in my stomach thinking of some of the more immediately enjoyable things I could be doing with that money. Again, that little devil pops up and tells me that I could trim back on those savings plans just a bit and enjoy some things Ive wanted.

When I mix those two feelings together, frustration is the result. I feel like Im saving for something Ill never reach, and that saving is keeping me from making some choices in the here and now that Id like to make.

That moment of frustration is the point when Im most likely to make a big financial blunder. Ill listen to that devil on my shoulder a bit too much and before I know it Im ordering something online that I shouldnt be buying or planning some event that I shouldnt be planning.

See original here:
Breaking through the frustration of personal finance

FORT WAYNE Ask any principal or teacher, and theyll tell you one of the standard rules in any school is to not run in the halls.

Sometimes there are exceptions.

Our high school didnt have a track, Indiana Tech junior sprinter Adella King said, recalling her time at Detroit Finney. We ran in the hallways. It was wide enough for one person at a time. But we ran through the halls, up the stairs, back down, and through the halls again.

It was pretty frustrating. I got discouraged to the point where I stopped going to practices and kind of showed up at the meets and ran.

And her coach allowed her to do that?

Our program wasnt really a program, she said.

King has not only found a program at Tech, but Tech has found one of the top sprinters in the nation in King.

In the recent NAIA Indoor Track and Field Championships in Geneva, Ohio, King finished second in the 60-meter dash with a personal-best time of 7.43 seconds, finished fourth in the 200 with a school-record time of 23.90, and ran on the 1,600 relay team that was second with a time of 3:41.32 third-fastest in NAIA history.

I had seen her run at a couple meets and worked with a family friend, Tech coach Doug Edgar said of King. He said, This girls going to be really good.

Shes been more than good. With 12 All-America awards to her credit, King with a year and a half left in her career is already one of the more decorated athletes in Tech history.

Read more:
Running halls leads to success on Tech's track

Video Link: https://www.youtube.com/watch?v=sa0Cn-JCkmg

18-02-2012 20:22 Why is it that some people can generate so much success in their lives and still find reasons not to be happy, while those less fortunate can discover a tremendous amount of fulfillment despite their hardship and pain? What makes the difference in the quality of people's lives? What truly creates an extraordinary life, the kind with the power to turn your dreams into reality? Now, with Anthony Robbins' commemorative 30th Anniversary Edition of Personal Power II, you can take advantage of the same strategies that have inspired millions to create lasting change—whether it's achieving extraordinary health and vitality, turning your business around, creating outstanding relationships, transforming how you use your time, designing your ideal career, or achieving financial success. Personal Power II is still the foundation of everything Tony does today. It will help you determine what you want in your life, give you some of the most powerful and proven tools to accomplish this, and provide you with the daily fundamentals to follow through. The goal of this program is to show you some simple, systematic strategies to get greater results on a daily basis. Personal Power is the ability to act, the ability to take action and the ability to produce results. By making simple, small changes daily, you will absolutely transform the quality of your life more quickly than you ever thought possible. Not only will you learn to take control of your own life through personal development, but ...

Read this article:
Anthony Robbins Personal Power Day 1.wmv - Video

Video Link: https://www.youtube.com/watch?v=UzWCU5TtzTI

18-02-2012 21:19 Why is it that some people can generate so much success in their lives and still find reasons not to be happy, while those less fortunate can discover a tremendous amount of fulfillment despite their hardship and pain? What makes the difference in the quality of people's lives? What truly creates an extraordinary life, the kind with the power to turn your dreams into reality? Now, with Anthony Robbins' commemorative 30th Anniversary Edition of Personal Power II, you can take advantage of the same strategies that have inspired millions to create lasting change—whether it's achieving extraordinary health and vitality, turning your business around, creating outstanding relationships, transforming how you use your time, designing your ideal career, or achieving financial success. Personal Power II is still the foundation of everything Tony does today. It will help you determine what you want in your life, give you some of the most powerful and proven tools to accomplish this, and provide you with the daily fundamentals to follow through. The goal of this program is to show you some simple, systematic strategies to get greater results on a daily basis. Personal Power is the ability to act, the ability to take action and the ability to produce results. By making simple, small changes daily, you will absolutely transform the quality of your life more quickly than you ever thought possible. Not only will you learn to take control of your own life through personal development, but ...

See the original post here:
Anthony Robbins Personal Power Day 2.wmv - Video

Video Link: https://www.youtube.com/watch?v=vRe-ci-71U8

21-02-2012 18:09 Why is it that some people can generate so much success in their lives and still find reasons not to be happy, while those less fortunate can discover a tremendous amount of fulfillment despite their hardship and pain? What makes the difference in the quality of people's lives? What truly creates an extraordinary life, the kind with the power to turn your dreams into reality? Now, with Anthony Robbins' commemorative 30th Anniversary Edition of Personal Power II, you can take advantage of the same strategies that have inspired millions to create lasting change—whether it's achieving extraordinary health and vitality, turning your business around, creating outstanding relationships, transforming how you use your time, designing your ideal career, or achieving financial success. Personal Power II is still the foundation of everything Tony does today. It will help you determine what you want in your life, give you some of the most powerful and proven tools to accomplish this, and provide you with the daily fundamentals to follow through. The goal of this program is to show you some simple, systematic strategies to get greater results on a daily basis. Personal Power is the ability to act, the ability to take action and the ability to produce results. By making simple, small changes daily, you will absolutely transform the quality of your life more quickly than you ever thought possible. Not only will you learn to take control of your own life through personal development, but ...

Excerpt from:
Anthony Robbins Personal Power Day 3_0001.wmv - Video

Video Link: https://www.youtube.com/watch?v=ZfsuVo6yQ68

22-02-2012 12:53 Why is it that some people can generate so much success in their lives and still find reasons not to be happy, while those less fortunate can discover a tremendous amount of fulfillment despite their hardship and pain? What makes the difference in the quality of people's lives? What truly creates an extraordinary life, the kind with the power to turn your dreams into reality? Now, with Anthony Robbins' commemorative 30th Anniversary Edition of Personal Power II, you can take advantage of the same strategies that have inspired millions to create lasting change—whether it's achieving extraordinary health and vitality, turning your business around, creating outstanding relationships, transforming how you use your time, designing your ideal career, or achieving financial success. Personal Power II is still the foundation of everything Tony does today. It will help you determine what you want in your life, give you some of the most powerful and proven tools to accomplish this, and provide you with the daily fundamentals to follow through. The goal of this program is to show you some simple, systematic strategies to get greater results on a daily basis. Personal Power is the ability to act, the ability to take action and the ability to produce results. By making simple, small changes daily, you will absolutely transform the quality of your life more quickly than you ever thought possible. Not only will you learn to take control of your own life through personal development, but ...

See the article here:
Anthony Robbins Personal Power Day 4 0001 - Video

Video Link: https://www.youtube.com/watch?v=fIW01kQTTJk

22-02-2012 13:10 Why is it that some people can generate so much success in their lives and still find reasons not to be happy, while those less fortunate can discover a tremendous amount of fulfillment despite their hardship and pain? What makes the difference in the quality of people's lives? What truly creates an extraordinary life, the kind with the power to turn your dreams into reality? Now, with Anthony Robbins' commemorative 30th Anniversary Edition of Personal Power II, you can take advantage of the same strategies that have inspired millions to create lasting change—whether it's achieving extraordinary health and vitality, turning your business around, creating outstanding relationships, transforming how you use your time, designing your ideal career, or achieving financial success. Personal Power II is still the foundation of everything Tony does today. It will help you determine what you want in your life, give you some of the most powerful and proven tools to accomplish this, and provide you with the daily fundamentals to follow through. The goal of this program is to show you some simple, systematic strategies to get greater results on a daily basis. Personal Power is the ability to act, the ability to take action and the ability to produce results. By making simple, small changes daily, you will absolutely transform the quality of your life more quickly than you ever thought possible. Not only will you learn to take control of your own life through personal development, but ...

Read the original:
Anthony Robbins Personal Power Day 5 0001 - Video

Video Link: https://www.youtube.com/watch?v=xgzUMyAGVYA

22-02-2012 13:52 Hello! I'm Brian Martin, and I've experienced great success in my life... as CEO of a multinational organisation, as a business coach, and as a person. In the last 20 years, I've trained top-level executives to meet their full potential, and improve their quality of life. I want to share these same success secrets with you. In fact, I want to share them with as many people as possible! That's why I've written three books, developed an online training programme, and I blog regularly. I invite you to join us on this 10 video series to create your own successful business. Come join me at http://www.askbrianmartin.com

Originally posted here:
8 STEPS TO CREATING YOUR OWN SUCCESSFUL BUSINESS CONCLUSION WITH BRIAN MARTIN - Video

Video Link: https://www.youtube.com/watch?v=dtozzqCg_24

23-02-2012 14:59 Why is it that some people can generate so much success in their lives and still find reasons not to be happy, while those less fortunate can discover a tremendous amount of fulfillment despite their hardship and pain? What makes the difference in the quality of people's lives? What truly creates an extraordinary life, the kind with the power to turn your dreams into reality? Now, with Anthony Robbins' commemorative 30th Anniversary Edition of Personal Power II, you can take advantage of the same strategies that have inspired millions to create lasting change—whether it's achieving extraordinary health and vitality, turning your business around, creating outstanding relationships, transforming how you use your time, designing your ideal career, or achieving financial success. Personal Power II is still the foundation of everything Tony does today. It will help you determine what you want in your life, give you some of the most powerful and proven tools to accomplish this, and provide you with the daily fundamentals to follow through. The goal of this program is to show you some simple, systematic strategies to get greater results on a daily basis. Personal Power is the ability to act, the ability to take action and the ability to produce results. By making simple, small changes daily, you will absolutely transform the quality of your life more quickly than you ever thought possible. Not only will you learn to take control of your own life through personal development, but ...

More here:
Anthony Robbins Personal Power Day 6 0001 - Video

REDWOOD CITY, Calif.--(BUSINESS WIRE)--

USA Today proclaims it is the first true blockbuster game of the year. Game Informer says BioWare delivers one of the most intricately crafted stories in the history of the medium. Already having earned over 30 perfect scores and an average review score of 95*, enthusiasm for Mass Effect 3, the latest title from BioWare, a Label of Electronic Arts (NASDAQ: EA - News), is at an all-time high. Over 3.5 million units of the award-winning game have already shipped worldwide in its first week of release, making Mass Effect 3 the first pop culture event and the biggest entertainment launch of 2012.

We have been truly humbled by the amazing response from fans and critics for Mass Effect 3, said Dr. Ray Muzyka, Co-Founder of BioWare and General Manager of EAs BioWare Label. The game is a gripping, engaging experience where the decisions and choices you make will truly stay with you for the months and years ahead. We are all incredibly proud of Casey Hudson and the teams in Edmonton and Montreal for delivering the best game BioWare has ever made.

Mass Effect 3 was released earlier this week to incredible hype amidst high expectations. Critics around the world have heaped praise on the game, awarding it with over 30 perfect scores from a wide variety of outlets including MSNBC, USA Today, Game Informer, G4TV, the New York Daily News, Eurogamer (UK), The Guardian, PlayStation: The Official Magazine (UK), Official Xbox Magazine (UK) and more. The game has been lauded for delivering both the satisfying experience longtime fans have been yearning for while also being the best entry point to the series for players new to the franchise. GameSpot, who awarded Mass Effect 3 with one of the many Editors Choice awards the game has received, declared whether you possess a storied history with the series or come in with a clean slate, Mass Effect 3 expertly entangles you in its universe and inspires you to care about its future.

Mass Effect 3 thrusts players into an all-out galactic war to save mankind from an ancient alien race known only as the Reapers. Players will assume the role of Commander Shepard, a war-torn veteran whos willing to do whatever it takes to eliminate this nearly unstoppable foe. With a team of elite soldiers at their side, each player decides how they will take Earth back, from the weapons and abilities they utilize to the relationships they forge or break. Mass Effect 3 also features the Galaxy at War** system, where players will have the option to fight the galactic war on multiple fronts. The system includes the franchise debut of co-operative multiplayer, as well as the latest iOS exclusive app, the cover-based, third-person shooter, Mass Effect Infiltrator. Progress made in each of these components will directly link back to the players main campaign, helping Commander Shepard rally the forces of the galaxy to eliminate the Reaper threat once and for all.

The Mass Effect series is one of the most highly decorated series in the history of games, having earned over 200 international awards to date. Mass Effect 3 is available now on the Xbox 360 videogame and entertainment system, PlayStation3 computer entertainment system and PC. The Mass Effect Infiltrator App is available for $6.99 from the App Store on iPad, iPhone and iPod touch or atwww.itunes.com/appstore. For more information on Mass Effect 3, please visit http://masseffect.com, follow the game on Twitter at http://twitter.com/masseffect or like the game on Facebook at http://facebook.com/masseffect. Press assets for Mass Effect 3 are available at http://www.info.ea.com.

* According to Metacritic.com on Xbox 360.

** The Mass Effect 3: Galaxy at War feature can be activated via the Online Pass code found in every new copy of Mass Effect 3. The Mass Effect 3: Galaxy at War feature can be activated via the Online Pass on Xbox 360 and PlayStation 3, or via the PC product code found in every new copy of Mass Effect 3.

About BioWare

The BioWare Label is a division of EA which crafts high quality multiplatform role-playing, MMO and strategy games, focused on emotionally engaging, rich stories with unforgettable characters and vast worlds to discover. Since 1995, BioWare has created some of the world's most critically acclaimed titles and franchises, including Baldur's Gate, Neverwinter Nights, Star Wars: Knights of the Old Republic, Jade Empire, Mass Effect and Dragon Age. BioWare currently operates in eight locations across the world, including Edmonton (Alberta, Canada), Montreal (Quebec, Canada), Austin (Texas), Fairfax (Virginia), San Francisco (California), Los Angeles (California), Sacramento (California) and Galway (Ireland).

See the original post here:
Intense Emotion and Thrilling Action Fuel Mass Effect 3 to Critical and Commercial Success