Retirement – The New York Times

Posted: March 24, 2016 at 4:46 am


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The good news is that we're living longer. The bad news is we have to pay for it. That means saving more in a 401(k) or similar employee-provided retirement savings accounts, like a 403(b). Or, it means saving in Individual Retirement Accounts or Roth I.R.A.s. Later on, it may mean buying an annuity. Our collection of articles can help you get started.

Even though a law meant to protect older workers has existed since 1967, proving discrimination has since been made tougher.

By ELIZABETH OLSON

Theres about a month left till the filing deadline. Here are a few things you might do to hang onto more of your cash.

A Citigroup report on 20 nations said pension obligations, much of them unfunded, amounted to nearly twice the countries total national debt.

By MARY WILLIAMS WALSH

Honest Dollar is part of a group of investment companies vying for small-business employees who do not have access to traditional employer-sponsored savings plans.

When a child leaves the nest, tantalizing vistas of opportunity can open up. One option is a long-term rental of your home that can pay for your travels.

By DEBORAH L. JACOBS

The job of paying pensions is given to an insurance firm in a strategy called pension buyout.

By CONRAD DE AENLLE

The danger for investors in retirement is a punishing stock market downturn that reduces not only their income stream but also their total wealth.

Longer lives, rising costs and the limits of Medicare coverage have increased the amount people must save to pay for health care in retirement.

By CONSTANCE GUSTKE

There are ways to minimize the tax bite after decades of putting money into retirement accounts like I.R.A.s and 401(k)s.

By TARA SIEGEL BERNARD

In a rare victory, about 1,350 retirees will be paid in full for pensions that were cut when the Renco subsidiary they worked for went bankrupt in 2012.

By MARY WILLIAMS WALSH

The Artist Pension Trust, a retirement plan for artists, pools together their work, diversifying risk. While one artist may fall out of favor with collectors, anothers art may appreciate in value.

By BRADEN PHILLIPS

With families often living far apart, bringing everyone together for vacations is more common. But plan carefully to avoid conflicts.

By FRAN HAWTHORNE

Continuing care offers retirees independent living with assistance when needed, but prospective residents need to evaluate communities carefully.

By JOHN F. WASIK

The group was said to have agreed to pay $2.8 billion for the company that operates the airport, which is close to the center of London.

By CHAD BRAY

A plan from the Treasury Department to ease Puerto Ricos debt crisis would put pension payments ahead of payments to bondholders, which may rattle the muni market.

By MARY WILLIAMS WALSH

Ideas drawn from psychology are helping Americans make better economic choices, but they fail to address problems in areas like retirement savings.

By EDUARDO PORTER

Questionnaires and other quick ways to determine risk tolerance should not replace a thoughtful assessment of your investment goals.

By CARL RICHARDS

Caution should be the first rule, experts advise, followed by piecing together the financial picture.

By KERRY HANNON

A former chief economist argues that a 100 percent allocation to stocks despite ones age makes sense, though it has long been viewed as risky.

By DAVID A. LEVINE

Ray Dalio, the founder, said Bridgewater Associates was continually assessing the responsibilities of executives including Greg Jensen, the co-C.E.O.

By ALEXANDRA STEVENSON

Even though a law meant to protect older workers has existed since 1967, proving discrimination has since been made tougher.

By ELIZABETH OLSON

Theres about a month left till the filing deadline. Here are a few things you might do to hang onto more of your cash.

A Citigroup report on 20 nations said pension obligations, much of them unfunded, amounted to nearly twice the countries total national debt.

By MARY WILLIAMS WALSH

Honest Dollar is part of a group of investment companies vying for small-business employees who do not have access to traditional employer-sponsored savings plans.

When a child leaves the nest, tantalizing vistas of opportunity can open up. One option is a long-term rental of your home that can pay for your travels.

By DEBORAH L. JACOBS

The job of paying pensions is given to an insurance firm in a strategy called pension buyout.

By CONRAD DE AENLLE

The danger for investors in retirement is a punishing stock market downturn that reduces not only their income stream but also their total wealth.

Longer lives, rising costs and the limits of Medicare coverage have increased the amount people must save to pay for health care in retirement.

By CONSTANCE GUSTKE

There are ways to minimize the tax bite after decades of putting money into retirement accounts like I.R.A.s and 401(k)s.

By TARA SIEGEL BERNARD

In a rare victory, about 1,350 retirees will be paid in full for pensions that were cut when the Renco subsidiary they worked for went bankrupt in 2012.

By MARY WILLIAMS WALSH

The Artist Pension Trust, a retirement plan for artists, pools together their work, diversifying risk. While one artist may fall out of favor with collectors, anothers art may appreciate in value.

By BRADEN PHILLIPS

With families often living far apart, bringing everyone together for vacations is more common. But plan carefully to avoid conflicts.

By FRAN HAWTHORNE

Continuing care offers retirees independent living with assistance when needed, but prospective residents need to evaluate communities carefully.

By JOHN F. WASIK

The group was said to have agreed to pay $2.8 billion for the company that operates the airport, which is close to the center of London.

By CHAD BRAY

A plan from the Treasury Department to ease Puerto Ricos debt crisis would put pension payments ahead of payments to bondholders, which may rattle the muni market.

By MARY WILLIAMS WALSH

Ideas drawn from psychology are helping Americans make better economic choices, but they fail to address problems in areas like retirement savings.

By EDUARDO PORTER

Questionnaires and other quick ways to determine risk tolerance should not replace a thoughtful assessment of your investment goals.

By CARL RICHARDS

Caution should be the first rule, experts advise, followed by piecing together the financial picture.

By KERRY HANNON

A former chief economist argues that a 100 percent allocation to stocks despite ones age makes sense, though it has long been viewed as risky.

By DAVID A. LEVINE

Ray Dalio, the founder, said Bridgewater Associates was continually assessing the responsibilities of executives including Greg Jensen, the co-C.E.O.

By ALEXANDRA STEVENSON

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Retirement - The New York Times

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March 24th, 2016 at 4:46 am

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